16 Loraine Drive, St. Catharines, ON

$589,900
MLS#:X14106402
5 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
Residential Freehold for sale - 5 Bed, 2 Bath Home at 16 Loraine Drive St. Catharines ON listed at $589,900 (MLS# X14106402) - Main View
For Sale
Added:Oct 22, 2026(2 days ago)
Updated:Oct 22, 2026(2 days ago)
Last Checked:21 minutes ago

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Oakdale. Expertly crafted featuring premium aluminum siding and metal/steel siding construction, this residence presents an exceptional opportunity offered at $589,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 40 x 136 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 0.0 garage spaces (4.0 total parking spaces)
  • Notable attributes: Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Pride of ownership shines throughout this beautifully renovated bungalow, ideally located in one of St. Catharines' most convenient neighbourhoods. The inviting, open-concept main floor features stylish flooring and a chef-inspired kitchen with quartz countertops and a generous centre island. Seamlessly connected living and dining areas create the perfect setting for everyday comfort and entertaining. The spacious primary bedroom offers two closets, while two additional bedrooms overlook the private, fully fenced backyard with a patio. A contemporary main-floor bathroom with double sinks completes the space. The fully finished lower level offers a bright recreation room, two additional bedrooms, a full bathroom, a kitchen, and laundry, providing versatile space for a variety of needs. Close to schools, parks, shopping, restaurants, and highway access, this move-in-ready home offers comfort, style, and convenience for families, downsizers, and investors alike.

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Property Summary

This detached home located at 16 Loraine Drive, St. Catharines is currently for sale and has been available for 2 days. This property is listed at $589,900 with an estimated mortgage of $1,964* per month. It has 5 beds, 2 bathrooms, and is 700-1100 square feet. 16 Loraine Drive, St. Catharines is in the Oakdale neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Oakdale, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • •5 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Oakdale, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$589,900
AddedOct 22, 2026 (2 days ago)
UpdatedOct 22, 2026 (2 days ago)
Last Checked21 minutes ago
Transaction TypeFor Sale
List Office NameTRIMAXX REALTY LTD.

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionAluminum Siding, Metal/Steel Siding
BasementFull, Finished
Lot Size40 Ă— 136 Feet
CountyNiagara
Annual Tax$3,702
Rental ItemsHOT WATER TANK
Legal DescriptionLT 2 PL 680 GRANTHAM; ST. CATHARINES

Parking & Garage

Parking Total4.0
Parking Space4
Garage Parking0.0
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Carpet Free

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

St. Catharines Home Buyer Advisory & Market HubActive MLS® Listing in St. Catharines, Ontario

Looking to Buy a Home in St. Catharines?

If you are looking for a house in St. Catharines or researching St. Catharines real estate for sale, this 5-bedroom detached at 16 Loraine Drive, St. Catharines, ON offers an exceptional opportunity to buy a home in St. Catharines, Ontario. Whether you are a first-time St. Catharines home buyer or comparing active St. Catharines MLS® homes for sale, working with a dedicated St. Catharines buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

St. Catharines Homes for Sale & MLS® Listings

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Dedicated St. Catharines Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Catharines realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

St. Catharines Buyer Budget & Costs

Estimated mortgage: $1,964*/month*. Estimated Ontario Land Transfer Tax: $8,273. First-time St. Catharines home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in St. Catharines

Frequently Asked Questions about 16 Loraine Drive, St. Catharines, ON

Q.What is the asking price for 16 Loraine Drive, St. Catharines, ON ?

The current listing price for 16 Loraine Drive, St. Catharines, ON in Oakdale, St. Catharines is $589,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 16 Loraine Drive, St. Catharines, ON ?

16 Loraine Drive, St. Catharines, ON is a Detached (Bungalow-Raised) featuring a Full, Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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16 Loraine Drive, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Oakdale, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 16 Loraine Drive, St. Catharines, ON L2P 3N8

Estimated Sales Range
$560,000 - $578,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$176,970 (30.0%)
* Minimum Canadian down payment required for this price is $33,990.
Amortization Period30 Years
Estimated Monthly Payment$1,964Based on a loan of $412,930 over 30 years.
Purchase Price$589,900
Loan Amount$412,930
Provincial Land Transfer Tax:$8,273
Total Estimated Closing Taxes:$8,273

About Purchasing a Home in St. Catharines, ON

For a property listed at $589,900 in St. Catharines, the legal minimum down payment is $33,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,273 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,273.

Similar Listings in Oakdale, St. Catharines

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Oakdale, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Oakdale, St. Catharines.

Verified Local Data
City Population213,759
City Median Age41.5 Yrs
City Ownership82% Owners
Avg Area List Price$596,286

People & Families

Age Distribution

Household Composition

One-person households
18%
Families with children
52%
Couples without children
26%
Other households
4%

Top Ethnic Origins

English22%
Canadian16%
Scottish16%
Irish15%

Best Schools in Oakdale, St. Catharines

Elementary Schools

Ferndale
PublicFerndale Avenue, St. Catharines, Ontario, L2P 1V8
8.7
Jeanne Sauve
Public91 Bunting Road, St. Catharines, Ontario, L2P 3G8
7.6
St Christopher
Public33 Woodrow Street, St. Catharines, Ontario, L2P 2A1
2.7
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5
St Theresa
Public58 Seymour Avenue, St. Catharines, Ontario, L2P 1A7
5.8

Secondary Schools

No secondary schools data loaded.

Oakdale, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied82%
Rented18%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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