490 Niagara Street, St. Catharines, ON
Property Highlights
Welcome to this remarkable Sidesplit 4 detached located in the coveted neighborhood of Vine/Linwell. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $609,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 87 x 115.7 ft lot
- Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
- Ample parking with 2.0 garage spaces (6.0 total parking spaces) with a convenient attached configuration
- Notable attributes: Guest Accommodations, In-Law Capability, Workbench
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Incredible family home in North End St Catharines. Sitting on a good size irregular shaped lot (87ft x 150ft), this solid brick sidesplit boasts nearly 2,400sqft of living space including all four levels, plus a 3-season sunroom in the rear, and a double attached garage. Main floor is a functional design. Front facing living room with huge windows, formal dining leading into the kitchen. Overabundance of storage in the new kitchen cabinets, lots of counter space with quality quartz countertops. Upper level holds 3 good size bedrooms, each with large closets and windows. 3-piece bathroom with accessible shower. Lower level has a workshop room with an ensuite 3-piece bathroom. Another large room - which could be a 4th bedroom, family room or office. Basement has a rec room with wood burning fireplace, and a utility/laundry room. The lower level has separate entrance through a walk-up into the rear sunroom. This could be a functional space for in-law suite or separate unit. Amazing house layout provides some excellent potential for future usages/conversions or flexible living arrangements. 100AMP breakers. Sump pump. Forced air gas furnace & AC. HWT-Gas. Water Filtration System. Gutter leaf guards on eaves. Fully rear fenced yard. Harvest your own vegetables in the garden, and enjoy fresh fruit from 2 cherry trees in the front, and a mature apple tree in the rear yard.
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Property Summary
This detached home located at 490 Niagara Street, St. Catharines is currently for sale and has been available for 1 day. This property is listed at $609,900 with an estimated mortgage of $2,030* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 490 Niagara Street, St. Catharines is in the Vine/Linwell neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Vine/Linwell, St. Catharines.
- •4 spacious bedroom layout offering versatile living space
- •2 well-appointed bathrooms
- •1100-1500 sqft of generous functional square footage
Growing families needing multi-bedroom flexibility and space in Vine/Linwell, St. Catharines.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Fenced Yard
- Public Transit
- Place Of Worship
- School
- School Bus Route
Interior Features
- Guest Accommodations
- In-Law Capability
- Workbench
- Sump Pump
Security Features
None listed
Community Features
None listed
Property History
No historical data available for this property.
This could be the first listing for this address.
Looking to Buy a Home in St. Catharines?
If you are looking for a house in St. Catharines or researching St. Catharines real estate for sale, this 4-bedroom detached at 490 Niagara Street, St. Catharines, ON offers an exceptional opportunity to buy a home in St. Catharines, Ontario. Whether you are a first-time St. Catharines home buyer or comparing active St. Catharines MLS® homes for sale, working with a dedicated St. Catharines buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
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Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Catharines realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.
St. Catharines Buyer Budget & Costs
Estimated mortgage: $2,030*/month*. Estimated Ontario Land Transfer Tax: $8,673. First-time St. Catharines home buyers may qualify for up to $8,475 in rebates.
Frequently Asked Questions: Buying a Home in St. Catharines
Frequently Asked Questions about 490 Niagara Street, St. Catharines, ON
Q.What is the asking price for 490 Niagara Street, St. Catharines, ON ?
The current listing price for 490 Niagara Street, St. Catharines, ON in Vine/Linwell, St. Catharines is $609,900.
Q.How many bedrooms and bathrooms does this property have?
This property features 4 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.
Q.What property type and architectural style is 490 Niagara Street, St. Catharines, ON ?
490 Niagara Street, St. Catharines, ON is a Detached (Sidesplit 4) featuring a Full, Partially Finished basement.
Q.What key property features does 490 Niagara Street, St. Catharines, ON offer?
Key property features include: Fenced Yard, Public Transit, Place Of Worship, School, School Bus Route.
Q.What interior features are included in this home?
Interior highlights include: Guest Accommodations, In-Law Capability, Workbench, Sump Pump.
Q.Is parking available at this property?
Yes, this property offers parking space for 6.0 vehicles (Attached).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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Location
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Open in Google MapsNeighborhood Safety & Crime Analytics
Vine/Linwell, St. Catharines
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Pricing & Value Insights
Data-driven valuation for 490 Niagara Street, St. Catharines, ON L2M 3P5
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Catharines, ON
For a property listed at $609,900 in St. Catharines, the legal minimum down payment is $35,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,673 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,673.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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