145 Third Street, Unit 216, Cobourg, ON

$895,000
MLS#:X13765046
2 beds
2 baths
1400-1599 sqft
1.0 parking
Residential Condo & Other
Residential Condo & Other for sale - 2 Bed, 2 Bath Home at 145 Third Street Cobourg ON listed at $895,000 (MLS# X13765046) - Main View
For Sale
Added:Sep 10, 2026(today)
Updated:Sep 10, 2026(today)
Last Checked:14 minutes ago

Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $895,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1400-1599 sqft
  • 1.0 total parking spaces available with a convenient underground configuration
  • Notable attributes: Storage
  • equipped with other central cooling and highly efficient forced air heating via gas

Description

Waterfront Luxury at Harbour Walk - 1,500+ Sq. Ft. of Rare Perfection! Experience the pinnacle of maintenance-free living in one of Cobourg's most prestigious communities. This rare, extra-large suite offers 1,520 square feet of sophisticated living space, designed for those who refuse to compromise on size or location. Bathed in natural light, the open-concept living area flows seamlessly, creating an airy atmosphere perfect for everyday living and entertaining. The kitchen, with its abundant cabinetry and counter space, keeps you connected to the living space. Step out from the dining area to your first balcony - the ideal spot for your morning coffee with views of the vibrant streetscape and a glimpse of the harbour. The versatile den features a second private balcony, offering a quiet escape. The spacious primary suite offers a custom walk-in closet and a spa-like four-piece en-suite. With a bright second bedroom and an additional full bath, and in-suite laundry, this home is as practical as it is beautiful. Easy to show, quick closing available.

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Property Summary

This condo apartment located at 145 Third Street, Cobourg is currently for sale and has been available on SousaSells for 0 days. This property is listed at $895,000 with an estimated mortgage of $2,979* per month. It has 2 beds, 2 bathrooms, and is 1400-1599 square feet. 145 Third Street, Cobourg is in the Cobourg neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.

Highly Recommended for Families
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1400-1599 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in Cobourg.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1400-1599 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Price$895,000
Maintenance Fee$1,340/mo
AddedSep 10, 2026 (today)
UpdatedSep 10, 2026 (today)
Last Checked14 minutes ago
Transaction TypeFor Sale
List Office NameRE/MAX Rouge River Realty Ltd.

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionBrick, Vinyl Siding
BasementNone
CountyNorthumberland
Annual Tax$6,797

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeUnderground

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingOther

Features

Property Features

  • Beach
  • Golf
  • Hospital
  • Library
  • Lake/Pond
  • Park

Interior Features

  • Storage

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Cobourg Home Buyer Advisory & Market HubActive MLS® Listing in Cobourg, Ontario

Looking to Buy a Home in Cobourg?

If you are looking for a house in Cobourg or researching Cobourg real estate for sale, this 2-bedroom condo apartment at 145 Third Street, Unit 216, Cobourg, ON offers an exceptional opportunity to buy a home in Cobourg, Ontario. Whether you are a first-time Cobourg home buyer or comparing active Cobourg MLS® homes for sale, working with a dedicated Cobourg buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Cobourg Homes for Sale & MLS® Listings

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Dedicated Cobourg Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Cobourg realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Cobourg Buyer Budget & Costs

Estimated mortgage: $2,979*/month*. Estimated Ontario Land Transfer Tax: $14,375. First-time Cobourg home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Cobourg

Frequently Asked Questions about 145 Third Street, Unit 216, Cobourg, ON

Q.What is the asking price for 145 Third Street, Unit 216, Cobourg, ON ?

The current listing price for 145 Third Street, Unit 216, Cobourg, ON in Cobourg, Cobourg is $895,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 1400-1599 sqft.

Q.What property type and architectural style is 145 Third Street, Unit 216, Cobourg, ON ?

145 Third Street, Unit 216, Cobourg, ON is a Condo Apartment (Apartment) featuring a None basement.

Q.What key property features does 145 Third Street, Unit 216, Cobourg, ON offer?

Key property features include: Beach, Golf, Hospital, Library, Lake/Pond, Park.

Q.What interior features are included in this home?

Interior highlights include: Storage.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (Underground).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Other.

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Location

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145 Third Street, Unit 216, Cobourg, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 145 Third Street 216, Cobourg, ON K9A 5X1

Estimated Sales Range
$850,000 - $877,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$268,500 (30.0%)
* Minimum Canadian down payment required for this price is $64,500.
Amortization Period30 Years
Estimated Monthly Payment$2,979Based on a loan of $626,500 over 30 years.
Purchase Price$895,000
Loan Amount$626,500
Provincial Land Transfer Tax:$14,375
Total Estimated Closing Taxes:$14,375

About Purchasing a Home in Cobourg, ON

For a property listed at $895,000 in Cobourg, the legal minimum down payment is $64,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,375 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,375.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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