86 Albert Street, Waterloo, ON

$899,900
MLS#:X12477360
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6 beds
2 baths
1500-2000 sqft
2.0 parking
Residential Freehold
Sold property - 6 Bed, 2 Bath Home at 86 Albert Street Waterloo ON listed at $899,900 (MLS# X12477360) - Main View
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This property was sold on November 29, 2025. Listing is for reference only.
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Added:Oct 22, 2025(328 days ago)
Updated:Nov 29, 2025(290 days ago)
Last Checked:20 minutes ago

Property Highlights

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Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium stucco (plaster) and brick construction, this residence presents an exceptional opportunity offered at $899,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 45.82 x 80.49 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Accessory Apartment, Carpet Free
  • Efficient forced air heating via gas

Description

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Welcome to 86 Albert Street - A Rare Opportunity in the Heart of Waterloo!Discover the potential of this charming home located in the prestigious Albert-MacGregor Heritage Conservation District. Offering over 2300+ finished square feet across three and a half levels, this property blends timeless character with modern versatility. Original features such as thin plank hardwood flooring, wide wood baseboards, and French doors add warmth and charm, while the loft-style upper level and high basement ceilings provide unique and functional living spaces.Currently configured as two separate three-bedroom units, each with recently renewed, City-approved rental licenses and in-suite laundry, this home has the potential to generate an impressive $64,800 in gross annual income . A simple removal of one wall on the main floor easily converts the home back to a spacious single-family residence.Situated just steps from Uptown Waterloo, Waterloo Park, and within walking distance to Wilfrid Laurier University and the University of Waterloo, this location offers unmatched convenience. Enjoy easy access to vibrant shops, restaurants, cafes, and nightlife - perfect for those who appreciate urban living.Whether you're a first-time buyer seeking a mortgage helper, a multi-generational household, a university or tech professional, a parent investing in housing for university-bound children, or an investor looking for strong rental returns, this property checks all the boxes.Don't miss out on this exceptional opportunity - contact your REALTOR today to schedule a private showing!

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Property Summary

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This detached home located at 86 Albert Street, Waterloo is currently for sale and has been available on SousaSells for 328 days. This property is listed at $899,900 with an estimated mortgage of $2,995* per month. It has 6 beds, 2 bathrooms, and is 1500-2000 square feet. 86 Albert Street, Waterloo

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 6 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Waterloo.

Highly Recommended for Families
What We Love About This Home
  • •6 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Waterloo.

Target Buyer Match

Key Features

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Bedrooms
6
Bathrooms
2
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

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StatusSold
Sold DateNovember 29, 2025
Sold price information is available to members only
AddedOct 22, 2025 (328 days ago)
UpdatedNov 29, 2025 (290 days ago)
Last Checked20 minutes ago
Transaction TypeFor Sale
List Office NameROYAL LEPAGE WOLLE REALTY

Property Details

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Property Sub-TypeDetached
Architectural Style2 1/2 Storey
ConstructionStucco (Plaster), Brick
BasementFull, Finished
Lot Size45.82 × 80.49 Feet
CountyWaterloo
Annual Tax$5,329
Rental ItemsNone
Legal DescriptionPT LT 19 W/S SNIDER ST, 20 W/S SNIDER ST PL 491 CITY OF WATERLOO AS IN 1234163; S/T & T/W 1417122; WATERLOO

Parking & Garage

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Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

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Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

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Property Features

  • Library
  • Park
  • Place Of Worship
  • School

Interior Features

  • Accessory Apartment
  • Carpet Free

Security Features

None listed

Community Features

None listed

Property History

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No historical data available for this property.

This could be the first listing for this address.

Waterloo Homeowner & Seller AdvisoryVerified Sold Comp

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This property at 86 Albert Street, Waterloo, ON has closed. If you own a home on this street or nearby in Waterloo, recent market trends and verified sold prices directly determine your home equity.

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Frequently Asked Questions about 86 Albert Street, Waterloo, ON

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Q.What is the asking price for 86 Albert Street, Waterloo, ON ?

The current listing price for 86 Albert Street, Waterloo, ON in Waterloo is $899,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 6 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 86 Albert Street, Waterloo, ON ?

86 Albert Street, Waterloo, ON is a Detached (2 1/2 Storey) featuring a Full, Finished basement.

Q.What key property features does 86 Albert Street, Waterloo, ON offer?

Key property features include: Library, Park, Place Of Worship, School.

Q.What interior features are included in this home?

Interior highlights include: Accessory Apartment, Carpet Free.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

Location

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86 Albert Street, Waterloo, ON
Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Waterloo, Waterloo

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Pricing & Value Insights

Data-driven valuation for 86 Albert Street, Waterloo, ON N2L 3S7

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Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Waterloo Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$861,587

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Best Schools in Waterloo

Elementary Schools

L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Mère-Élisabeth-Bruyère
Public280 Glenridge Drive, Waterloo, Ontario, N2J 3W4
6.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Waterloo Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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