640 Munich Circle, Waterloo, ON

$924,900
MLS#:X12905934
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3 beds
4 baths
1500-2000 sqft
4.0 parking
Residential Freehold
Sold property - 3 Bed, 4 Bath Home at 640 Munich Circle Waterloo ON listed at $924,900 (MLS# X12905934) - Main View
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This property was sold on March 23, 2026. Listing is for reference only.
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Added:Mar 20, 2026(179 days ago)
Updated:Mar 23, 2026(176 days ago)
Last Checked:16 minutes ago

Property Highlights

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Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $924,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 44.95 x 98.5 ft lot
  • Features a partially finished, walk-out, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Sauna, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

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Immaculate 3 bedroom custom home with finished WALK-OUT BASEMENT in friendly, desirable Clair Hills neighbourhood. This lovely one-owner home has been meticulously maintained. Check out all these wonderful updates: kitchen, bathrooms, basement, hardwood flooring, furnace, air conditioner, roof, interlock driveway, garage doors, composite deck, gorgeous landscaping, attic insulation, and even upgraded electrical panel--it's all been done for you! Fabulous entry with soaring ceiling in the foyer. Separate formal dining room - perfect for all those special occasions. Bright family room with cozy gas fireplace and a great view of the yard! Updated modern kitchen with custom cabinets, stainless appliances, gas stove, quartz countertops, reverse-osmosis water system, and a walk-in pantry too! Sunny dinette with walk-out to deck. Upstairs has 3 spacious bedrooms plus an office nook. Primary bedroom features vaulted ceilings and palladian window. Huge primary ensuite with separate toilet room, glass shower, jetted tub, and 2 vanities! Large walk-in closet with built-in storage. The other 2 bedrooms are spacious with great closets as well. Finished walk-out basement with large bright windows! Spacious rec room with modern fireplace, office area, large storage room, and 3 pc bathroom with bonus sauna! Great in-law potential too! Convenient main floor laundry/mudroom. And don't forget about this yard! Large two-tiered composite deck with gas line for barbeque overlooking gorgeous landscaped perennial gardens! Relax in the sun or the shade--upper deck has awning and lower deck is sheltered! Beautiful curb appeal! Double interlock driveway, paths, and porch. Low maintenance front landscaping with shrubs and decorative stone! Full extended garage. Location! Location! Close to everything-great schools, universities, Stork Family YMCA, Costco, kilometres of walking and biking trails, and all the amenities at the Boardwalk. This home has it all--just move in!

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Property Summary

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This detached home located at 640 Munich Circle, Waterloo is currently for sale and has been available on SousaSells for 179 days. This property is listed at $924,900 with an estimated mortgage of $3,079* per month. It has 3 beds, 4 bathrooms, and is 1500-2000 square feet. 640 Munich Circle, Waterloo

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Waterloo.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •4 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Waterloo.

Target Buyer Match

Key Features

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Bedrooms
3
Bathrooms
4
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

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StatusSold
Sold DateMarch 23, 2026
Sold price information is available to members only
AddedMar 20, 2026 (179 days ago)
UpdatedMar 23, 2026 (176 days ago)
Last Checked16 minutes ago
Transaction TypeFor Sale
List Office NameRE/MAX TWIN CITY REALTY INC.

Property Details

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Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementPartially Finished, Walk-Out, Full
Lot Size44.95 × 98.5 Feet
CountyWaterloo
Annual Tax$6,240.45
Rental Itemsnone
Legal DescriptionLOT 6, PLAN 58M-97. S/T EASE (1) LT24898 IN FAVOUR OF UNION GAS LIMITED & THE CORPORATION OF THE CITY OF WATERLOO OVER PART OF SAID LOT 6 PART 6 58R-11619. WATERLOO.

Parking & Garage

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Parking Total4.0
Parking Space2
Garage TypeAttached

Heating & Cooling

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Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

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Property Features

  • Fenced Yard
  • Greenbelt/Conservation
  • Library
  • Public Transit
  • Rec./Commun.Centre
  • School

Interior Features

  • Auto Garage Door Remote
  • Sauna
  • Sump Pump
  • Water Heater Owned
  • Water Softener
  • Upgraded Insulation
  • Water Purifier

Security Features

None listed

Community Features

None listed

Property History

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No historical data available for this property.

This could be the first listing for this address.

Waterloo Homeowner & Seller AdvisoryVerified Sold Comp

What is your house worth in Waterloo?

This property at 640 Munich Circle, Waterloo, ON has closed. If you own a home on this street or nearby in Waterloo, recent market trends and verified sold prices directly determine your home equity.

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Frequently Asked Questions about 640 Munich Circle, Waterloo, ON

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Q.What is the asking price for 640 Munich Circle, Waterloo, ON ?

The current listing price for 640 Munich Circle, Waterloo, ON in Waterloo is $924,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 4 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 640 Munich Circle, Waterloo, ON ?

640 Munich Circle, Waterloo, ON is a Detached (2-Storey) featuring a Partially Finished, Walk-Out, Full basement.

Q.What key property features does 640 Munich Circle, Waterloo, ON offer?

Key property features include: Fenced Yard, Greenbelt/Conservation, Library, Public Transit, Rec./Commun.Centre, School.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Sauna, Sump Pump, Water Heater Owned, Water Softener, Upgraded Insulation, Water Purifier.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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640 Munich Circle, Waterloo, ON
Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Waterloo, Waterloo

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Pricing & Value Insights

Data-driven valuation for 640 Munich Circle, Waterloo, ON N2V 2L6

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Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Waterloo Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$861,587

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Best Schools in Waterloo

Elementary Schools

L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Mère-Élisabeth-Bruyère
Public280 Glenridge Drive, Waterloo, Ontario, N2J 3W4
6.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Waterloo Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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