96 Harbord Street, Toronto, ON

$3,950,000
MLS#:C13752642
0 beds
0 baths
Commercial
Commercial for sale - 0 Bed, 0 Bath Home at 96 Harbord Street Toronto ON listed at $3,950,000 (MLS# C13752642) - Main View
For Sale
Added:Sep 8, 2026(1 day ago)
Updated:Sep 8, 2026(1 day ago)
Last Checked:22 minutes ago

Property Highlights

Welcome to this remarkable commercial retail located in the coveted neighborhood of University. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $3,950,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Premium 21 x 115 ft lot size
  • Convenient lane garage included
  • equipped with yes central cooling and highly efficient electric forced air heating

Description

Old world charm meets a modern addition in this exceptional, fully tenanted investment property, just steps from the University of Toronto, in a location that simply cannot be better. Lovingly owned and meticulously maintained by the same owners for nearly two decades, with no corners cut, the property is now ready to pass the torch to a new generation of ownership. The property comprises a beautiful detached Victorian building fronting on Harbord Street, together with a modern, newly constructed two-unit residential building at the rear with convenient laneway access. The front building features an established fine-dining restaurant on the main floor that has been ranked among Canada's top 20 restaurants, a boutique music school in the lower level, a two-bedroom apartment on the second floor, and two one-bedroom loft-style apartments on the third floor. The rear addition offers a one-bedroom apartment and a spacious three-bedroom loft apartment with two large balconies. Fully occupied by stable, long-term AAA+ tenants and generating a strong income stream with an impressive cap rate. 2 Parking. Ideally located close to TTC, shops, cafés, fine dining and professional offices.

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Property Summary

This commercial retail located at 96 Harbord Street, Toronto is currently for sale and has been available on SousaSells for 1 day. This property is listed at $3,950,000 with an estimated mortgage of $13,148* per month. It has 0 beds, 0 bathrooms, and is unknown square feet. 96 Harbord Street, Toronto is in the University neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in University, Toronto.

Great for Small Household / Couples
What We Love About This Home
  • •Desirable Commercial Retail architecture in University, Toronto
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Property Type
Commercial

Additional Details

StatusActive
Price$3,950,000
AddedSep 8, 2026 (1 day ago)
UpdatedSep 8, 2026 (1 day ago)
Last Checked22 minutes ago
Transaction TypeFor Sale
List Office NameFOREST HILL REAL ESTATE INC.

Property Details

Property Sub-TypeCommercial Retail
Lot Size21 Ă— 115 Feet
CountyToronto
Annual Tax$18,892.68

Parking & Garage

Parking Space2
Garage TypeLane

Heating & Cooling

Heat TypeElectric Forced Air
CoolingYes

Features

Property Features

None listed

Interior Features

None listed

Security Features

  • No

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Frequently Asked Questions about 96 Harbord Street, Toronto, ON

Q.What is the asking price for 96 Harbord Street, Toronto, ON ?

The current listing price for 96 Harbord Street, Toronto, ON in University, Toronto is $3,950,000.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and null bathrooms.

Q.What property type and architectural style is 96 Harbord Street, Toronto, ON ?

96 Harbord Street, Toronto, ON is a Commercial Retail () featuring a basement.

Q.What security features are installed at 96 Harbord Street, Toronto, ON ?

Security features include: No.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via Yes.

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Location

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96 Harbord Street, Toronto, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

University, Toronto

SAFETY RATING5.5 / 10
Active Urban Center
Total Annual Incidents274 incidents / yr
Average Per Month22.8 incidents / mo
Population Benchmark8,216 residents
Personal Safety
Elevated

140 assaults (1683.5/100k)

Property Security
Elevated

52 B&E (625.3/100k)

Auto Theft Risk
Elevated

13 thefts (156.3/100k)

1-Year Trend
â–˛ +5.4%

Elevated vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Toronto Police Service (TPS) ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 96 Harbord Street, Toronto, ON M5S 1G6

Estimated Sales Range
$3,753,000 - $3,871,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Toronto.

Configure Loan Settings

Interest Rate4.00%
Down Payment$1,185,000 (30.0%)
* Minimum Canadian down payment required for this price is $790,000.
Amortization Period30 Years
Estimated Monthly Payment$13,148Based on a loan of $2,765,000 over 30 years.
Purchase Price$3,950,000
Loan Amount$2,765,000
Provincial Land Transfer Tax:$85,225
Toronto Municipal Land Transfer Tax:$85,225
Total Estimated Closing Taxes:$170,450

About Purchasing a Home in Toronto, ON

For a property listed at $3,950,000 in Toronto, the legal minimum down payment is $790,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $85,225 for this transaction. Since the property is located in Toronto, a municipal land transfer tax of $85,225 also applies, bringing the total estimated land transfer taxes to $170,450.

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University, Toronto Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for University, Toronto.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$1,392,352

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Best Schools in University, Toronto

Elementary Schools

King Edward
Public112 Lippincott Street, Toronto, Ontario, M5S 2P1
4.8
Clinton Street
Public460 Manning Avenue, Toronto, Ontario, M6G 2V7
7.7
Huron Street
Public541 Huron Street, Toronto, Ontario, M5R 2R6
5.8
Orde Street
Public18 Orde Street, Toronto, Ontario, M5T 1N7
6.2
Whitney
PublicQueen's Park Crescent West, Toronto, Ontario, M5S 3M2
9.7

Secondary Schools

Central
Public725 Bathurst Street, Toronto, Ontario, M5S 2R5
4.2
Harbord
Public286 Harbord Street, Toronto, Ontario, M6G 1G5
7.5
St. Joseph’s
Catholic74 Wellesley Street West, Toronto, Ontario, M5S 1C4
7.2
Central Commerce
Public570 Shaw Street, Toronto, Ontario, M6G 3L6
6.7

University, Toronto Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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