87 Niagara Street, Toronto, ON

$1,199,000
MLS#:C14031006
4 beds
2 baths
1100-1500 sqft
1.0 parking
Residential Freehold
Residential Freehold for sale - 4 Bed, 2 Bath Home at 87 Niagara Street Toronto ON listed at $1,199,000 (MLS# C14031006) - Main View
For Sale
Added:Oct 14, 2026(8 days ago)
Updated:Oct 15, 2026(7 days ago)
Last Checked:14 minutes ago

Property Highlights

Welcome to this remarkable 3-Storey att/row/townhouse located in the coveted neighborhood of Niagara. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $1,199,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 16.19 x 100.14 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 1.0 garage spaces (1.0 total parking spaces) with a convenient other configuration
  • Notable attributes: In-Law Capability, Accessory Apartment
  • equipped with central air central cooling and highly efficient baseboard heating via gas

Description

Welcome to a rare opportunity in one of downtown Toronto's most coveted addresses - an M5V postal code, no less! Tucked into the heart of the city, this Niagara St property is perfectly suited for investors or anyone ready to plant roots in a beautiful, established downtown neighbourhood. The main entrance offers a warm and inviting introduction to what could easily serve as your primary residence, while the basement level brings serious income potential to the table. With both a front and back separate entrance, this lower level is ideally set up to become its own self-contained unit - helping offset renovation costs or generate steady rental income from day one. Step outside and discover a charming, sun-dappled backyard, shaded by the natural grace of mature trees. It's a peaceful little escape that feels worlds away from the bustle of the city, even though you're right in the middle of it. A private parking spot at the rear of the building means your car stays protected from the elements - no more scraping snow off the windshield on a cold Toronto morning. And here's where things get even more exciting: with laneway units now permitted in the city, that same parking spot presents the opportunity to build a second income-generating unit. Whether you're looking to add long-term rental income, create a space for extended family, or simply maximize the property's value, the potential here is significant. Location doesn't get much better than this. You're just steps from 1 Hotel Toronto and Stack't Market, with Old York Tavern nearby for a great night out. A cosmetic medical clinic is also coming soon just across the street, and The Well is only moments away - bringing even more shopping, dining, and lifestyle amenities right to your doorstep. Add in countless parks and restaurants throughout the neighbourhood, and you have a location that truly has it all. This home truly deserves to be seen in person.

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Property Summary

This townhouse located at 87 Niagara Street, Toronto is currently for sale and has been available for 8 days. This property is listed at $1,199,000 with an estimated mortgage of $3,991* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 87 Niagara Street, Toronto is in the Niagara neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Niagara, Toronto.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Niagara, Toronto.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$1,199,000
AddedOct 14, 2026 (8 days ago)
UpdatedOct 15, 2026 (7 days ago)
Last Checked14 minutes ago
Transaction TypeFor Sale
List Office NameTHE AGENCY

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural Style3-Storey
ConstructionVinyl Siding, Brick
BasementFinished with Walk-Out
Lot Size16.19 Ă— 100.14 Feet
CountyToronto
Annual Tax$9,498.65
Legal DescriptionLT 19 PL 507 TORONTO; PT BLK A PL 655 CITY WEST PT 19 64R15954; TORONTO

Parking & Garage

Parking Total1.0
Parking Space1
Garage Parking1.0
Garage TypeOther

Heating & Cooling

Heat SourceGas
Heat TypeBaseboard
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • In-Law Capability
  • Accessory Apartment

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Toronto Home Buyer Advisory & Market HubActive MLS® Listing in Toronto, Ontario

Looking to Buy a Home in Toronto?

If you are looking for a house in Toronto or researching Toronto real estate for sale, this 4-bedroom att/row/townhouse at 87 Niagara Street, Toronto, ON offers an exceptional opportunity to buy a home in Toronto, Ontario. Whether you are a first-time Toronto home buyer or comparing active Toronto MLS® homes for sale, working with a dedicated Toronto buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Toronto Homes for Sale & MLS® Listings

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Dedicated Toronto Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Toronto realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Toronto Buyer Budget & Costs

Estimated mortgage: $3,991*/month*. Estimated Ontario Land Transfer Tax: $40,910. First-time Toronto home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Toronto

Frequently Asked Questions about 87 Niagara Street, Toronto, ON

Q.What is the asking price for 87 Niagara Street, Toronto, ON ?

The current listing price for 87 Niagara Street, Toronto, ON in Niagara, Toronto is $1,199,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 87 Niagara Street, Toronto, ON ?

87 Niagara Street, Toronto, ON is a Att/Row/Townhouse (3-Storey) featuring a Finished with Walk-Out basement.

Q.What interior features are included in this home?

Interior highlights include: In-Law Capability, Accessory Apartment.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (Other).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Virtual Tour & 3D Walkthrough

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Location

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87 Niagara Street, Toronto, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Niagara, Toronto

SAFETY RATING8.2 / 10
Low Incident Area
Total Annual Incidents344 incidents / yr
Average Per Month28.7 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

161 assaults (45.0/100k)

Property Security
Low

43 B&E (40.0/100k)

Auto Theft Risk
Low Risk

60 thefts (45.0/100k)

1-Year Trend
â–Ľ 5.5%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Toronto Police Service (TPS) ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 87 Niagara Street, Toronto, ON M5V 1C9

Estimated Sales Range
$1,139,000 - $1,175,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Toronto.

Configure Loan Settings

Interest Rate4.00%
Down Payment$359,700 (30.0%)
* Minimum Canadian down payment required for this price is $239,800.
Amortization Period30 Years
Estimated Monthly Payment$3,991Based on a loan of $839,300 over 30 years.
Purchase Price$1,199,000
Loan Amount$839,300
Provincial Land Transfer Tax:$20,455
Toronto Municipal Land Transfer Tax:$20,455
Total Estimated Closing Taxes:$40,910

About Purchasing a Home in Toronto, ON

For a property listed at $1,199,000 in Toronto, the legal minimum down payment is $239,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $20,455 for this transaction. Since the property is located in Toronto, a municipal land transfer tax of $20,455 also applies, bringing the total estimated land transfer taxes to $40,910.

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Niagara, Toronto Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Niagara, Toronto.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$3,381,047

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Best Schools in Niagara, Toronto

Elementary Schools

Niagara Street
PublicNiagara Street, Toronto, Ontario, M5V 2P7
8.1
Charles G Fraser
Public79 Manning Avenue, Toronto, Ontario, M6J 2K6
9.0
Givins/Shaw
Public49 Givins Street, Toronto, Ontario, M6J 2X5
6.3
The Waterfront
Public635 Queens Quay West, Toronto, Ontario, M5V 3G3
6.6
Jean Lumb
Public20 Brunel Court, Toronto, Ontario, M5V 3Y7
7.3

Secondary Schools

St. Mary’s
Catholic9 Portugal Square, Toronto, Ontario, M6J 2H2
4.9

Niagara, Toronto Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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