28 Chapel Street, Thorold, ON

$879,900
MLS#:X13843826
7 beds
4 baths
3000-3500 sqft
6.0 parking
Residential Freehold
Residential Freehold for sale - 7 Bed, 4 Bath Home at 28 Chapel Street Thorold ON listed at $879,900 (MLS# X13843826) - Main View
For Sale
Added:Sep 30, 2026(today)
Updated:Sep 30, 2026(today)
Last Checked:24 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey triplex located in the coveted neighborhood of Thorold Downtown. Expertly crafted featuring premium vinyl siding and aluminum siding construction, this residence presents an exceptional opportunity offered at $879,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 7 Bedrooms and 4 Bathrooms with 3 functional kitchens
  • Generous living space spanning 3000-3500 sqft on a premium 66.15 x 132.15 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available
  • Notable attributes: Accessory Apartment, In-Law Capability, Guest Accommodations
  • equipped with other central cooling and highly efficient heat pump heating via gas

Description

Welcome to 28 Chapel Street South in Thorold, a unique 3,200 sq. ft. triplex with panoramic Welland Canal views and multiple income opportunities. Over the past 5 years, the property has been updated including plumbing, electrical, windows, siding and improvements throughout all three units.The first main-floor unit takes full advantage of the canal setting, with panoramic views from the open-concept kitchen and living area and a front-row seat to watch the ships pass by. Currently operated as a successful short-term Airbnb, this unit has a transferable licence, all 5-star ratings and furnishings included. Run it as much or as little as you choose while benefiting from an established short-term rental. It also features a breakfast bar, large primary bedroom and fully renovated bathroom with towel warmer. Also on the main floor, the second unit has its own private driveway and offers two bedrooms, currently rented as a one-bedroom. Full of character with beautiful arched doorways and original charm.Through the front entrance, the third unit offers three bedrooms, large windows, a spacious living room and a well-laid-out living space.The full basement has been completely updated and offers easily accessible shared laundry, plenty of storage, plus an open 2-piece washroom and separate shower area.Live in one unit, rent another and continue operating the Airbnb, or add the entire property to your investment portfolio. Close to Niagara wine country, Niagara Falls, casinos, shopping, restaurants and major amenities. Outside, the deck has been redone and the fully operational bread oven has been beautifully restored, adding another unique feature to the outdoor space and canal setting.

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Property Summary

This triplex located at 28 Chapel Street, Thorold is currently for sale and has been available on SousaSells for 0 days. This property is listed at $879,900 with an estimated mortgage of $2,929* per month. It has 7 beds, 4 bathrooms, and is 3000-3500 square feet. 28 Chapel Street, Thorold is in the Thorold Downtown neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 7 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Thorold Downtown, Thorold.

Highly Recommended for Families
What We Love About This Home
  • •7 spacious bedroom layout offering versatile living space
  • •4 well-appointed bathrooms
  • •3000-3500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Thorold Downtown, Thorold.

Target Buyer Match

Key Features

Bedrooms
7
Bathrooms
4
Kitchens
3
Living Area
3000-3500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$879,900
AddedSep 30, 2026 (today)
UpdatedSep 30, 2026 (today)
Last Checked24 minutes ago
Transaction TypeFor Sale
List Office NameBOLDT REALTY INC., BROKERAGE

Property Details

Property Sub-TypeTriplex
Architectural Style2-Storey
ConstructionVinyl Siding, Aluminum Siding
BasementFull, Unfinished
Lot Size66.15 Ă— 132.15 Feet
CountyNiagara
Annual Tax$3,924
Rental Itemsnone
Legal DescriptionPT LT 21 E/S CHAPEL ST PL 893 VILLAGE OF THOROLD AS IN RO681842 ; THOROLD

Parking & Garage

Parking Total6.0
Parking Space6
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeHeat Pump
CoolingOther

Features

Property Features

  • Library
  • Park
  • Place Of Worship
  • Public Transit
  • School

Interior Features

  • Accessory Apartment
  • In-Law Capability
  • Guest Accommodations
  • In-Law Suite
  • Primary Bedroom - Main Floor
  • Storage
  • Workbench

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Thorold Home Buyer Advisory & Market HubActive MLS® Listing in Thorold, Ontario

Looking to Buy a Home in Thorold?

If you are looking for a house in Thorold or researching Thorold real estate for sale, this 7-bedroom triplex at 28 Chapel Street, Thorold, ON offers an exceptional opportunity to buy a home in Thorold, Ontario. Whether you are a first-time Thorold home buyer or comparing active Thorold MLS® homes for sale, working with a dedicated Thorold buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Thorold Homes for Sale & MLS® Listings

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Dedicated Thorold Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Thorold realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Thorold Buyer Budget & Costs

Estimated mortgage: $2,929*/month*. Estimated Ontario Land Transfer Tax: $14,073. First-time Thorold home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Thorold

Frequently Asked Questions about 28 Chapel Street, Thorold, ON

Q.What is the asking price for 28 Chapel Street, Thorold, ON ?

The current listing price for 28 Chapel Street, Thorold, ON in Thorold Downtown, Thorold is $879,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 7 bedrooms and 4 bathrooms across approximately 3000-3500 sqft.

Q.What property type and architectural style is 28 Chapel Street, Thorold, ON ?

28 Chapel Street, Thorold, ON is a Triplex (2-Storey) featuring a Full, Unfinished basement.

Q.What key property features does 28 Chapel Street, Thorold, ON offer?

Key property features include: Library, Park, Place Of Worship, Public Transit, School.

Q.What interior features are included in this home?

Interior highlights include: Accessory Apartment, In-Law Capability, Guest Accommodations, In-Law Suite, Primary Bedroom - Main Floor, Storage, Workbench.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Other.

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Location

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28 Chapel Street, Thorold, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Thorold Downtown, Thorold

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 28 Chapel Street S, Thorold, ON L2V 2C6

Estimated Sales Range
$836,000 - $862,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Thorold.

Configure Loan Settings

Interest Rate4.00%
Down Payment$263,970 (30.0%)
* Minimum Canadian down payment required for this price is $62,990.
Amortization Period30 Years
Estimated Monthly Payment$2,929Based on a loan of $615,930 over 30 years.
Purchase Price$879,900
Loan Amount$615,930
Provincial Land Transfer Tax:$14,073
Total Estimated Closing Taxes:$14,073

About Purchasing a Home in Thorold, ON

For a property listed at $879,900 in Thorold, the legal minimum down payment is $62,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,073 for this transaction. As this listing is in Thorold (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,073.

Similar Listings in Thorold Downtown, Thorold

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Thorold Downtown, Thorold Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Thorold Downtown, Thorold.

Verified Local Data
City Population717,961
City Median Age40.1 Yrs
City Ownership72% Owners
Avg Area List Price$671,404

People & Families

Age Distribution

Household Composition

One-person households
22%
Families with children
48%
Couples without children
24%
Other households
6%

Top Ethnic Origins

Indian20%
Chinese10%
Canadian9%
English8%

Best Schools in Thorold Downtown, Thorold

Elementary Schools

Prince of Wales
Public40 Pine Street South, Thorold, Ontario, L2V 3L4
7.0
Westmount
PublicWestmount Avenue, Thorold, Ontario, L2V 2J8
8.9
Richmond Street
Public153 Richmond Street, Thorold, Ontario, L2V 3H3
6.5
Ontario
PublicThorold, Ontario
9.1

Secondary Schools

Thorold
Public50 Ormond Street North, Thorold, Ontario, L2V 1Z1
6.8

Thorold Downtown, Thorold Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied72%
Rented28%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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