831 I Line Road, St. Joseph, ON

$474,900
MLS#:X14027090
4 beds
2 baths
1500-2000 sqft
Residential Freehold
Residential Freehold for sale - 4 Bed, 2 Bath Home at 831 I Line Road St. Joseph ON listed at $474,900 (MLS# X14027090) - Main View
For Sale
Added:Oct 13, 2026(today)
Updated:Oct 13, 2026(today)
Last Checked:6 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of St. Joseph. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $474,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a spacious lot (Feet)
  • Features a partial basement, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 0.0 garage spaces (0.0 total parking spaces)
  • Notable attributes: Other
  • equipped with other central cooling and highly efficient radiant heating via propane

Description

St. Joseph island. Great country setting on almost 3 acres of land with some flat field and several out buildings for storage. This 4 bedroom 2 bathroom has just been freshly updated. Newer siding and doors, front and back decks, updated kitchen with large dining area and new light fixtures. Hard wood floors. Propane wall heaters and large formal living room. Good sized foyer, newer shingles. 45 minutes from Sault Ste. Marie on a quiet year round road.

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Property Summary

This detached home located at 831 I Line Road, St. Joseph is currently for sale and has been available for 0 days. This property is listed at $474,900 with an estimated mortgage of $1,581* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 831 I Line Road, St. Joseph

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in St. Joseph.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in St. Joseph.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$474,900
AddedOct 13, 2026 (today)
UpdatedOct 13, 2026 (today)
Last Checked6 minutes ago
Transaction TypeFor Sale
List Office NameCentury 21 Choice Realty Inc.

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementPartial Basement, Unfinished
CountyAlgoma
Annual Tax$1,320
Rental ItemsPropane Tanks
Legal DescriptionPCL 735 SEC ALG; LT 1 CON I ST. JOSEPH; ST. JOSEPH

Parking & Garage

Garage Parking0.0
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeRadiant
CoolingOther

Features

Property Features

None listed

Interior Features

  • Other

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

St. Joseph Home Buyer Advisory & Market HubActive MLS® Listing in St. Joseph, Ontario

Looking to Buy a Home in St. Joseph?

If you are looking for a house in St. Joseph or researching St. Joseph real estate for sale, this 4-bedroom detached at 831 I Line Road, St. Joseph, ON offers an exceptional opportunity to buy a home in St. Joseph, Ontario. Whether you are a first-time St. Joseph home buyer or comparing active St. Joseph MLS® homes for sale, working with a dedicated St. Joseph buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

St. Joseph Homes for Sale & MLS® Listings

Browse all verified St. Joseph real estate listings, compare active St. Joseph houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated St. Joseph Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Joseph realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

St. Joseph Buyer Budget & Costs

Estimated mortgage: $1,581*/month*. Estimated Ontario Land Transfer Tax: $5,973. First-time St. Joseph home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in St. Joseph

Frequently Asked Questions about 831 I Line Road, St. Joseph, ON

Q.What is the asking price for 831 I Line Road, St. Joseph, ON ?

The current listing price for 831 I Line Road, St. Joseph, ON in St. Joseph is $474,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 831 I Line Road, St. Joseph, ON ?

831 I Line Road, St. Joseph, ON is a Detached (2-Storey) featuring a Partial Basement, Unfinished basement.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.Is parking available at this property?

Yes, this property offers parking space for 0.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Other.

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Location

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831 I Line Road, St. Joseph, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

St Joseph, St Joseph

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Pricing & Value Insights

Data-driven valuation for 831 I Line Road, St. Joseph, ON P0R 1J0

Estimated Sales Range
$451,000 - $465,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Joseph.

Configure Loan Settings

Interest Rate4.00%
Down Payment$142,470 (30.0%)
* Minimum Canadian down payment required for this price is $23,745.
Amortization Period30 Years
Estimated Monthly Payment$1,581Based on a loan of $332,430 over 30 years.
Purchase Price$474,900
Loan Amount$332,430
Provincial Land Transfer Tax:$5,973
Total Estimated Closing Taxes:$5,973

About Purchasing a Home in St. Joseph, ON

For a property listed at $474,900 in St. Joseph, the legal minimum down payment is $23,745 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,973 for this transaction. As this listing is in St. Joseph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,973.

St Joseph Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St Joseph.

Verified Local Data
City Population717,961
City Median Age40.1 Yrs
City Ownership72% Owners
Avg Area List Price$850,000

People & Families

Age Distribution

Household Composition

One-person households
22%
Families with children
48%
Couples without children
24%
Other households
6%

Top Ethnic Origins

Indian20%
Chinese10%
Canadian9%
English8%

Best Schools in St Joseph

Elementary Schools

No elementary schools data loaded.

Secondary Schools

No secondary schools data loaded.

St Joseph Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied72%
Rented28%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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