
Welcome to this remarkable sale of business located in the coveted neighborhood of Downtown. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $149,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Turnkey restaurant opportunity in the heart of downtown St. Catharines: a fully equipped 900 sq. ft. space with 35 seats and 73.3 ft. of streetfrontage, delivered through a full ground-up build-out completed in 2025. The interior features high-gloss red tile walls, exposed wood-stackaccents, an open industrial ceiling with exposed ductwork, a built-in bar, a private speakeasy-style entrance, and a dual-fuel wood/natural gasoven with a full commercial kitchen line in practically new condition - bypassing the 12+ months of construction, permitting, and supply-chaindelays a new build would require. Zoned C6-92 (Downtown Traditional Main Street), this is a business asset sale offered together with a leaseassignment; lease details available upon request. The location sits a short walk from Brock University's downtown arts campus, the Marilyn I.Walker School of Fine and Performing Arts, and fronts James Street, which the City has slated for pedestrian-priority upgrades. A rare chance toacquire high-end, move-in-ready restaurant infrastructure in a growing downtown core without the cost or timeline of building from scratch.
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This sale of business located at 45 James Street, St. Catharines is currently for sale and has been available for 39 days. This property is listed at $149,000 with an estimated mortgage of $496* per month. It has 0 beds, 3 bathrooms, and is unknown square feet. 45 James Street, St. Catharines is in the Downtown neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Downtown, St. Catharines.
First-time home buyers, professionals, or investors seeking value.
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No historical data available for this property.
This could be the first listing for this address.
If you are looking for a house in St. Catharines or researching St. Catharines real estate for sale, this sale of business at 45 James Street, St. Catharines, ON offers an exceptional opportunity to buy a home in St. Catharines, Ontario. Whether you are a first-time St. Catharines home buyer or comparing active St. Catharines MLS® homes for sale, working with a dedicated St. Catharines buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
Browse all verified St. Catharines real estate listings, compare active St. Catharines houses for sale, and view brand new MLS® inventory before it hits the open market.
Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Catharines realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.
Estimated mortgage: $496*/month*. Estimated Ontario Land Transfer Tax: $1,215. First-time St. Catharines home buyers may qualify for up to $8,475 in rebates.
The current listing price for 45 James Street, St. Catharines, ON in Downtown, St. Catharines is $149,000.
This property features null bedrooms and 3 bathrooms.
45 James Street, St. Catharines, ON is a Sale Of Business () featuring a basement.
Heating is provided via standard central heat and cooling via Yes.
Request a live agent video tour or get 3D virtual walkthrough access for 45 James Street, St. Catharines, ON .
Downtown, St. Catharines
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Data-driven valuation for 45 James Street, St. Catharines, ON L2R 5B9
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.
About Purchasing a Home in St. Catharines, ON
For a property listed at $149,000 in St. Catharines, the legal minimum down payment is $7,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $1,215 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $1,215.
Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown, St. Catharines.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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