4304 Hopkins Bay Road, Ramara, ON

$639,900
MLS#:S13758364
3 beds
2 baths
700-1100 sqft
6.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 2 Bath Home at 4304 Hopkins Bay Road Ramara ON listed at $639,900 (MLS# S13758364) - Main View
For Sale
Added:Sep 8, 2026(2 days ago)
Updated:Sep 9, 2026(1 day ago)
Last Checked:17 minutes ago

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Rural Ramara. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $639,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 50 x 144 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 4304 Hopkins Bay Road, a charming lakeside retreat offering stunning views of Lake Couchiching and a deeded right-of-way to the community beach just steps across the road. Set on a private road in Ramara Township, this 50' x 144' lot is home to a beautifully finished residence boasting over 1,700 sq. ft. of comfortable living space. Step inside to a bright and welcoming main level, where a spacious eat-in kitchen and dining area flow seamlessly into a cozy living room, perfect for entertaining or relaxing after a day on the water. A separate sitting room offers additional flexible space, while a well-appointed bedroom and a four-piece bathroom complete this level. The lower level continues to impress with two more generously sized bedrooms, a large recreation room ideal for movie nights or a home gym, a convenient laundry area, and a three-piece bathroom, making this home ideal for families or multi-generational living. Outside, car enthusiasts and hobbyists alike will appreciate the fully insulated 16' x 20' detached garage, complete with a versatile loft space featuring its own ductless heat pump and air conditioning unit, perfect for a home office, studio, or guest space. The home is efficiently heated with natural gas, ensuring comfort throughout the seasons. Enjoy the best of lakeside living, just an eight-minute drive to Orillia's shops and restaurants, minutes from Casino Rama, and close to scenic recreational trails and year-round amenities. Whether you're looking for a weekend getaway or a full-time residence, this Lake Couchiching gem offers the perfect blend of comfort, convenience, and natural beauty. Recent upgrades include the furnace, shingles, water heater, concrete pathway and paved driveway.

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Property Summary

This detached home located at 4304 Hopkins Bay Road, Ramara is currently for sale and has been available on SousaSells for 2 days. This property is listed at $639,900 with an estimated mortgage of $2,130* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 4304 Hopkins Bay Road, Ramara is in the Rural Ramara neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Rural Ramara, Ramara.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Ramara.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$639,900
AddedSep 8, 2026 (2 days ago)
UpdatedSep 9, 2026 (1 day ago)
Last Checked17 minutes ago
Transaction TypeFor Sale
List Office NameRE/MAX RIGHT MOVE

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionWood
BasementFull, Finished
Lot Size50 Ă— 144 Feet
CountySimcoe
Annual Tax$2,442
Rental ItemsHot Water Tank
Legal DescriptionPT LT 4 CON BF RAMA PT 1, 51R19411;T/W RAM239970 ; RAMARA

Parking & Garage

Parking Total6.0
Parking Space5
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Lake Access

Interior Features

  • Other

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Ramara Home Buyer Advisory & Market HubActive MLS® Listing in Ramara, Ontario

Looking to Buy a Home in Ramara?

If you are looking for a house in Ramara or researching Ramara real estate for sale, this 3-bedroom detached at 4304 Hopkins Bay Road, Ramara, ON offers an exceptional opportunity to buy a home in Ramara, Ontario. Whether you are a first-time Ramara home buyer or comparing active Ramara MLS® homes for sale, working with a dedicated Ramara buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Ramara Homes for Sale & MLS® Listings

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Dedicated Ramara Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Ramara realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Ramara Buyer Budget & Costs

Estimated mortgage: $2,130*/month*. Estimated Ontario Land Transfer Tax: $9,273. First-time Ramara home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Ramara

Frequently Asked Questions about 4304 Hopkins Bay Road, Ramara, ON

Q.What is the asking price for 4304 Hopkins Bay Road, Ramara, ON ?

The current listing price for 4304 Hopkins Bay Road, Ramara, ON in Rural Ramara, Ramara is $639,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 4304 Hopkins Bay Road, Ramara, ON ?

4304 Hopkins Bay Road, Ramara, ON is a Detached (Bungalow-Raised) featuring a Full, Finished basement.

Q.What key property features does 4304 Hopkins Bay Road, Ramara, ON offer?

Key property features include: Lake Access.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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4304 Hopkins Bay Road, Ramara, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Rural Ramara, Ramara

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 4304 Hopkins Bay Road, Ramara, ON L3V 0N6

Estimated Sales Range
$608,000 - $627,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ramara.

Configure Loan Settings

Interest Rate4.00%
Down Payment$191,970 (30.0%)
* Minimum Canadian down payment required for this price is $38,990.
Amortization Period30 Years
Estimated Monthly Payment$2,130Based on a loan of $447,930 over 30 years.
Purchase Price$639,900
Loan Amount$447,930
Provincial Land Transfer Tax:$9,273
Total Estimated Closing Taxes:$9,273

About Purchasing a Home in Ramara, ON

For a property listed at $639,900 in Ramara, the legal minimum down payment is $38,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,273 for this transaction. As this listing is in Ramara (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,273.

Similar Listings in Rural Ramara, Ramara

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Rural Ramara, Ramara Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Ramara, Ramara.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$824,581

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Rural Ramara, Ramara

Elementary Schools

Uptergrove
Public4833 Muley Point Road, Ramara Township, Ontario, L3V 8C3
4.5

Secondary Schools

No secondary schools data loaded.

Rural Ramara, Ramara Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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