1028 Western Avenue, Peterborough, ON

$508,500
MLS#:X13766438
3 beds
1 baths
700-1100 sqft
3.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 1 Bath Home at 1028 Western Avenue Peterborough ON listed at $508,500 (MLS# X13766438) - Main View
For Sale
Added:Sep 10, 2026(today)
Updated:Sep 10, 2026(today)
Last Checked:11 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Otonabee. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $508,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 59.7 x 120 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Carpet Free, In-Law Capability, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this beautifully transformed 3-bedroom, 1-bathroom home, perfectly situated on a premium corner lot in a highly sought-after, central location. This fully renovated property offers the ultimate turnkey experience with modern upgrades from top to bottom, making it ideal for first-time buyers, families, downsizers, or savvy investors. Complete with ESA electrical permits, updated plumbing, a brand-new high-efficiency furnace, and central air-conditioning. Stunning curb appeal: features a brand-new driveway, fresh siding, new windows, and a completely updated roof with new soffits, fascia, and eavestroughs. Inside the home features an open-concept living space accented by modern pot lights, high-end flooring, and stylish new trim and doors throughout. Enjoy a completely transformed kitchen with brand new appliances and a beautifully renovated, modern bathroom. The unfinished basement offers a massive head start for additional living space or a secondary suite. It arrives fully framed, insulated, and wired, with rough-ins ready for walls and a second bathroom. A dedicated, separate side-door entrance provides the perfect setup for a private in-law suite or future rental income. Location, location, location. Everything you need is just minutes away. This home boasts unbeatable convenience with close proximity to local hospital and healthcare facilities, excellent schools and neighborhood parks, public bus routes for easy commuting, local grocery stores, dining, and shopping malls.

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Property Summary

This detached home located at 1028 Western Avenue, Peterborough is currently for sale and has been available on SousaSells for 0 days. This property is listed at $508,500 with an estimated mortgage of $1,693* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 1028 Western Avenue, Peterborough is in the Otonabee neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Otonabee, Peterborough.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Peterborough.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$508,500
AddedSep 10, 2026 (today)
UpdatedSep 10, 2026 (today)
Last Checked11 minutes ago
Transaction TypeFor Sale
List Office NameMinCom Kawartha Lakes Realty Inc.

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementUnfinished
Lot Size59.7 Ă— 120 Feet
CountyPeterborough
Annual Tax$3,521
Rental ItemsHot Water Heater (if applicable)
Legal DescriptionPT LT 11 CON 12 N MONAGHAN AS IN R498161 ; PETERBOROUGH

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Hospital
  • Library
  • Place Of Worship
  • Park
  • Public Transit

Interior Features

  • Carpet Free
  • In-Law Capability
  • Primary Bedroom - Main Floor
  • Storage
  • Water Heater

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Peterborough Home Buyer Advisory & Market HubActive MLS® Listing in Peterborough, Ontario

Looking to Buy a Home in Peterborough?

If you are looking for a house in Peterborough or researching Peterborough real estate for sale, this 3-bedroom detached at 1028 Western Avenue, Peterborough, ON offers an exceptional opportunity to buy a home in Peterborough, Ontario. Whether you are a first-time Peterborough home buyer or comparing active Peterborough MLS® homes for sale, working with a dedicated Peterborough buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Peterborough Homes for Sale & MLS® Listings

Browse all verified Peterborough real estate listings, compare active Peterborough houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated Peterborough Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Peterborough realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Peterborough Buyer Budget & Costs

Estimated mortgage: $1,693*/month*. Estimated Ontario Land Transfer Tax: $6,645. First-time Peterborough home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Peterborough

Frequently Asked Questions about 1028 Western Avenue, Peterborough, ON

Q.What is the asking price for 1028 Western Avenue, Peterborough, ON ?

The current listing price for 1028 Western Avenue, Peterborough, ON in Otonabee, Peterborough is $508,500.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 1028 Western Avenue, Peterborough, ON ?

1028 Western Avenue, Peterborough, ON is a Detached (Bungalow) featuring a Unfinished basement.

Q.What key property features does 1028 Western Avenue, Peterborough, ON offer?

Key property features include: Hospital, Library, Place Of Worship, Park, Public Transit.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, In-Law Capability, Primary Bedroom - Main Floor, Storage, Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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1028 Western Avenue, Peterborough, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Otonabee, Peterborough

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 1028 Western Avenue, Peterborough, ON K9J 5W4

Estimated Sales Range
$483,000 - $498,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Peterborough.

Configure Loan Settings

Interest Rate4.00%
Down Payment$152,550 (30.0%)
* Minimum Canadian down payment required for this price is $25,850.
Amortization Period30 Years
Estimated Monthly Payment$1,693Based on a loan of $355,950 over 30 years.
Purchase Price$508,500
Loan Amount$355,950
Provincial Land Transfer Tax:$6,645
Total Estimated Closing Taxes:$6,645

About Purchasing a Home in Peterborough, ON

For a property listed at $508,500 in Peterborough, the legal minimum down payment is $25,850 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,645 for this transaction. As this listing is in Peterborough (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,645.

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Otonabee, Peterborough Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Otonabee, Peterborough.

Verified Local Data
City Population128,624
City Median Age45.2 Yrs
City Ownership70% Owners
Avg Area List Price$668,642

People & Families

Age Distribution

Household Composition

One-person households
29%
Families with children
36%
Couples without children
32%
Other households
3%

Top Ethnic Origins

English33%
Irish30%
Scottish25%
Canadian17%

Best Schools in Otonabee, Peterborough

Elementary Schools

St Alphonsus
Public875 St. Mary's Street, Peterborough, Ontario, K9J 4H7
3.9
Keith Wightman
Public860 St. Mary's Street, Peterborough, Ontario, K9J 4H6
3.8
Roger Neilson
Public550 Erskine Avenue, Peterborough, Ontario, K9J 5T4
4.9
St John
Public746 Park Street South, Peterborough, Ontario, K9J 3T4
4.2
Prince of Wales
Public1211 Monaghan Road, Peterborough, Ontario, K9J 5L4
4.1

Secondary Schools

St. Peter’s
CatholicPeterborough, Ontario
6.7
Kenner
Public633 Howden Street, Peterborough, Ontario, K9J 5J2
5.0
Holy Cross
Public1355 Lansdowne Street West, Peterborough, Ontario, K9J 7M3
6.1

Otonabee, Peterborough Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied70%
Rented30%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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