195 Effingham Street, Pelham, ON

$1,400,000
MLS#:X13846328
0 beds
0 baths
Residential Freehold
Residential Freehold for sale - 0 Bed, 0 Bath Home at 195 Effingham Street Pelham ON listed at $1,400,000 (MLS# X13846328) - Main View
For Sale
Added:Sep 30, 2026(1 day ago)
Updated:Oct 1, 2026(today)
Last Checked:25 minutes ago

Property Highlights

Welcome to this remarkable Other vacant land located in the coveted neighborhood of Fenwick. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $1,400,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Premium 1035 x 1325 ft lot size

Description

Rare opportunity to acquire a substantial land holding in the heart of Pelham's rolling countryside. Featuring an impressive 1,035 feet of frontage along Effingham Road, this unique property (2 different lots, each with their own PIN), offers the perfect blend of agricultural utility and total natural seclusion. The front acreage features level, workable ground currently cultivated for cash crops, complete with a rustic storage barn-presenting an ideal building envelope for your dream country estate. Directly adjoining to the rear is an incredible ~30-acre natural oasis filled with mature forest canopy and wildlife, offering an irreplaceable park-like sanctuary right in your backyard. Zoned Agricultural (A1), the land permits a primary single-family residence, agricultural uses, and potential options for detached secondary farm accommodations / ARUs. Excellent long-term potential for farm consolidation, boundary adjustments, or an exclusive private retreat minutes from Fonthill, Niagara wineries, and world-class golf. The back lot sits right next to a golf course. Buyer to complete all due diligence with the Town of Pelham and NPCA regarding permits, development potential, and conservation overlays.

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Property Summary

This vacant land located at 195 Effingham Street, Pelham is currently for sale and has been available on SousaSells for 1 day. This property is listed at $1,400,000 with an estimated mortgage of $4,660* per month. It has 0 beds, 0 bathrooms, and is unknown square feet. 195 Effingham Street, Pelham is in the Fenwick neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Fenwick, Pelham.

Great for Small Household / Couples
What We Love About This Home
  • •Desirable Vacant Land architecture in Fenwick, Pelham
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

000
Property Type
Residential Freehold

Additional Details

StatusActive
Price$1,400,000
AddedSep 30, 2026 (1 day ago)
UpdatedOct 1, 2026 (today)
Last Checked25 minutes ago
Transaction TypeFor Sale
List Office NameROYAL LEPAGE NRC REALTY

Property Details

Property Sub-TypeVacant Land
Architectural StyleOther
Lot Size1035 Ă— 1325 Feet
CountyNiagara
Annual Tax$4,563
Legal DescriptionSee attached Schedule - two lots being sold together

Parking & Garage

Heating & Cooling

Features

Property Features

  • Wooded/Treed
  • Rolling
  • Clear View
  • Level

Interior Features

None listed

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Pelham Home Buyer Advisory & Market HubActive MLS® Listing in Pelham, Ontario

Looking to Buy a Home in Pelham?

If you are looking for a house in Pelham or researching Pelham real estate for sale, this vacant land at 195 Effingham Street, Pelham, ON offers an exceptional opportunity to buy a home in Pelham, Ontario. Whether you are a first-time Pelham home buyer or comparing active Pelham MLS® homes for sale, working with a dedicated Pelham buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Pelham Homes for Sale & MLS® Listings

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Dedicated Pelham Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Pelham realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Pelham Buyer Budget & Costs

Estimated mortgage: $4,660*/month*. Estimated Ontario Land Transfer Tax: $24,475. First-time Pelham home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Pelham

Frequently Asked Questions about 195 Effingham Street, Pelham, ON

Q.What is the asking price for 195 Effingham Street, Pelham, ON ?

The current listing price for 195 Effingham Street, Pelham, ON in Fenwick, Pelham is $1,400,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 0 bedrooms and 0 bathrooms.

Q.What property type and architectural style is 195 Effingham Street, Pelham, ON ?

195 Effingham Street, Pelham, ON is a Vacant Land (Other) featuring a basement.

Q.What key property features does 195 Effingham Street, Pelham, ON offer?

Key property features include: Wooded/Treed, Rolling, Clear View, Level.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via .

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Location

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195 Effingham Street, Pelham, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Fenwick, Pelham

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 195 Effingham Street, Pelham, ON L3B 5N6

Estimated Sales Range
$1,330,000 - $1,372,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Pelham.

Configure Loan Settings

Interest Rate4.00%
Down Payment$420,000 (30.0%)
* Minimum Canadian down payment required for this price is $280,000.
Amortization Period30 Years
Estimated Monthly Payment$4,660Based on a loan of $980,000 over 30 years.
Purchase Price$1,400,000
Loan Amount$980,000
Provincial Land Transfer Tax:$24,475
Total Estimated Closing Taxes:$24,475

About Purchasing a Home in Pelham, ON

For a property listed at $1,400,000 in Pelham, the legal minimum down payment is $280,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $24,475 for this transaction. As this listing is in Pelham (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $24,475.

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Fenwick, Pelham Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fenwick, Pelham.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$1,682,237

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Best Schools in Fenwick, Pelham

Elementary Schools

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Secondary Schools

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Fenwick, Pelham Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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