45 Richmond Street, Oshawa, ON

$3,600,000
MLS#:E13422000
0 beds
0 baths
Commercial
Commercial for sale - 0 Bed, 0 Bath Home at 45 Richmond Street Oshawa ON listed at $3,600,000 (MLS# E13422000) - Main View
Price Change
For Sale
Added:Jun 8, 2026(101 days ago)
Updated:Sep 14, 2026(3 days ago)
Last Checked:6 minutes ago

Property Highlights

Welcome to this remarkable investment located in the coveted neighborhood of O'Neill. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $3,600,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Premium 145 x 133 ft lot size
  • equipped with yes central cooling and highly efficient gas forced air closed heating

Description

We are pleased to present 45 Richmond Street West, a compelling retail investment opportunity located in the heart of Oshawa. The property comprised approximately 5,212 square feet of main floor retail space, complemented by an additional 5,000 square feet of basement area, offering exceptional flexibility for retail operations, storage, or future expansion. Situated on a prominent 0.44 - acre corner lot at the intersection of Bond Street West and Centre Street North, the asset benefits from strong exposure along a high-traffic corridor in a growing urban node. The property is currently owner-occupied by a grocery store and included 28 surface parking spaces, providing convenient access for customers and staff. The building has undergone significant capital improvements, with over $1 million invested into renovations, resulting in a well-maintained asset with minimal near-term capital requirements. Zoned UGC-A (Urban Growth Centre), the property permits high-density mixed-use development with a maximum density of 1,000 units per hectare, providing investors with strong long-term redevelopment and intensification potential. Strategically positioned in a rapidly evolving area with strong population growth and nearby development activity, 45 Richmond Street West Presents a rare opportunity to acquire a high-exposure retail asset with both stable occupancy characteristics and significant upside potential.

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Property Summary

This investment located at 45 Richmond Street, Oshawa is currently for sale and has been available on SousaSells for 101 days. This property is listed at $3,600,000 with an estimated mortgage of $11,983* per month. It has 0 beds, 0 bathrooms, and is unknown square feet. 45 Richmond Street, Oshawa is in the O'Neill neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in O'Neill, Oshawa.

Great for Small Household / Couples
What We Love About This Home
  • •Desirable Investment architecture in O'Neill, Oshawa
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Property Type
Commercial

Additional Details

StatusPrice Change
Price$3,600,000
AddedJun 8, 2026 (101 days ago)
UpdatedSep 14, 2026 (3 days ago)
Last Checked6 minutes ago
Transaction TypeFor Sale
List Office NameCBRE LIMITED

Property Details

Property Sub-TypeInvestment
Lot Size145 × 133 Feet
CountyDurham
Annual Tax$27,051.27

Parking & Garage

Garage TypeNone

Heating & Cooling

Heat TypeGas Forced Air Closed
CoolingYes

Features

Property Features

None listed

Interior Features

None listed

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Oshawa Home Buyer Advisory & Market HubActive MLS® Listing in Oshawa, Ontario

Looking to Buy a Home in Oshawa?

If you are looking for a house in Oshawa or researching Oshawa real estate for sale, this investment at 45 Richmond Street, Oshawa, ON offers an exceptional opportunity to buy a home in Oshawa, Ontario. Whether you are a first-time Oshawa home buyer or comparing active Oshawa MLS® homes for sale, working with a dedicated Oshawa buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Oshawa Homes for Sale & MLS® Listings

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Dedicated Oshawa Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Oshawa realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Oshawa Buyer Budget & Costs

Estimated mortgage: $11,983*/month*. Estimated Ontario Land Transfer Tax: $76,475. First-time Oshawa home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Oshawa

Frequently Asked Questions about 45 Richmond Street, Oshawa, ON

Q.What is the asking price for 45 Richmond Street, Oshawa, ON ?

The current listing price for 45 Richmond Street, Oshawa, ON in O'Neill, Oshawa is $3,600,000.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and null bathrooms.

Q.What property type and architectural style is 45 Richmond Street, Oshawa, ON ?

45 Richmond Street, Oshawa, ON is a Investment () featuring a basement.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via Yes.

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Location

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45 Richmond Street, Oshawa, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

O'Neill, Oshawa

SAFETY RATING8.9 / 10
Low Incident Area
Total Annual Incidents93 incidents / yr
Average Per Month7.8 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

36 assaults (45.0/100k)

Property Security
Low

16 B&E (40.0/100k)

Auto Theft Risk
Low Risk

23 thefts (45.0/100k)

1-Year Trend
â–¼ 4.3%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Durham Regional Police Service (DRPS) Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 45 Richmond Street W, Oshawa, ON L1G 1C9

Estimated Sales Range
$3,420,000 - $3,528,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oshawa.

Configure Loan Settings

Interest Rate4.00%
Down Payment$1,080,000 (30.0%)
* Minimum Canadian down payment required for this price is $720,000.
Amortization Period30 Years
Estimated Monthly Payment$11,983Based on a loan of $2,520,000 over 30 years.
Purchase Price$3,600,000
Loan Amount$2,520,000
Provincial Land Transfer Tax:$76,475
Total Estimated Closing Taxes:$76,475

About Purchasing a Home in Oshawa, ON

For a property listed at $3,600,000 in Oshawa, the legal minimum down payment is $720,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $76,475 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $76,475.

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O'Neill, Oshawa Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for O'Neill, Oshawa.

Verified Local Data
City Population415,311
City Median Age39.6 Yrs
City Ownership75% Owners
Avg Area List Price$1,132,417

People & Families

Age Distribution

Household Composition

One-person households
21%
Families with children
53%
Couples without children
26%
Other households
0%

Top Ethnic Origins

English23%
Scottish18%
Irish18%
Canadian16%

Best Schools in O'Neill, Oshawa

Elementary Schools

Mary Street Community
Public110 Mary Street North, Oshawa, Ontario, L1G 7S2
3.1
Hillsdale
Public525 Oshawa Boulevard North, Oshawa, Ontario, L1G 5T6
5.3
Coronation
Public441 Adelaide Avenue East, Oshawa, Ontario, L1G 2A4
7.3
Sir Albert Love
Public425 Wilson Road North, Oshawa, Ontario, L1G 6E6
5.7
St Christopher
Public431 Annapolis Avenue, Oshawa, Ontario, L1J 2Y5
3.7

Secondary Schools

O’Neill
Public301 Simcoe Street North, Oshawa, Ontario, L1G 4T2
5.7
R. S. McLaughlin
Public570 Stevenson Road North, Oshawa, Ontario, L1J 5P1
6.4

O'Neill, Oshawa Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied75%
Rented25%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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