3220 Harmony Road, Oshawa, ON

$2,300,000
MLS#:E13846596
5 beds
5 baths
3000-3500 sqft
21.0 parking
Residential Freehold
Residential Freehold for sale - 5 Bed, 5 Bath Home at 3220 Harmony Road Oshawa ON listed at $2,300,000 (MLS# E13846596) - Main View
For Sale
Added:Oct 1, 2026(today)
Updated:Oct 1, 2026(today)
Last Checked:22 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Rural Oshawa. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $2,300,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 5 Bathrooms with 2 functional kitchens
  • Generous living space spanning 3000-3500 sqft on a premium 295.39 x 286.88 ft lot
  • Features a finished, apartment basement, adding superb versatility for recreation, a home gym, or extra storage
  • 21.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Accessory Apartment, In-Law Capability, In-Law Suite
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Luxury living with an exceptional income-producing feature! Set on just under 2 acres in one of North Oshawa's most desirable locations, this private executive residence offers more than a beautiful place to call home. The on-site storage lot is currently rented for $10,000 per month, representing $120,000 in annual gross rental income at the current rental rate-a standout feature that makes this property a truly unique offering. Tucked away in a peaceful setting, yet minutes from Highway 407 and major amenities, this beautifully updated home combines convenience, privacy, and timeless elegance. High-end finishes and classic French doors enhance the living spaces throughout. Every bedroom includes a walk-in closet, while the spacious primary suite features a spa-inspired ensuite and dedicated his-and-hers walk-in closets. The versatile lower level is ideally suited for multi-generational living or extended family, offering impressive ceiling heights, a generous recreation area, its own kitchen, a separate entrance, and a residential lift providing direct access to a fully outfitted in-law suite. Heated bathroom floors add another touch of everyday luxury. An expansive attached three-car garage and a separate detached garage provide ample room for vehicles, equipment, hobbies, or a workshop. Professionally landscaped grounds, established perennial gardens, fruit trees, and beautiful views create a serene outdoor retreat. Hundreds of thousands of dollars have been invested in upgrades, including a whole-home generator, tankless on-demand hot water system, water softener, pressure tank, central vacuum with attachments, and an alarm system. The property is also plumbed for irrigation. An extraordinary opportunity to combine executive living, space for extended family, and substantial rental income in a prestigious North Oshawa setting.

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Property Summary

This detached home located at 3220 Harmony Road, Oshawa is currently for sale and has been available on SousaSells for 0 days. This property is listed at $2,300,000 with an estimated mortgage of $7,656* per month. It has 5 beds, 5 bathrooms, and is 3000-3500 square feet. 3220 Harmony Road, Oshawa is in the Rural Oshawa neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 5 bathrooms, this home offers ample space and comfort for growing families in Rural Oshawa, Oshawa.

Highly Recommended for Families
What We Love About This Home
  • •5 spacious bedroom layout offering versatile living space
  • •5 well-appointed bathrooms
  • •3000-3500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Rural Oshawa, Oshawa.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
5
Kitchens
2
Living Area
3000-3500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$2,300,000
AddedOct 1, 2026 (today)
UpdatedOct 1, 2026 (today)
Last Checked22 minutes ago
Transaction TypeFor Sale
List Office NameYour Home Sold Guaranteed Realty Imperium

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFinished, Apartment
Lot Size295.39 × 286.88 Feet
CountyDurham
Annual Tax$13,258
Rental Itemshotwater tank
Legal DescriptionN1/2 Lt 5 Conc 6 East Whitby Pt 2, 40R6152 Oshawa

Parking & Garage

Parking Total21.0
Parking Space18
Garage TypeAttached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Clear View
  • School

Interior Features

  • Accessory Apartment
  • In-Law Capability
  • In-Law Suite
  • Propane Tank
  • Storage
  • Sump Pump
  • Water Purifier
  • Water Treatment
  • Wheelchair Access

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Oshawa Home Buyer Advisory & Market HubActive MLS® Listing in Oshawa, Ontario

Looking to Buy a Home in Oshawa?

If you are looking for a house in Oshawa or researching Oshawa real estate for sale, this 5-bedroom detached at 3220 Harmony Road, Oshawa, ON offers an exceptional opportunity to buy a home in Oshawa, Ontario. Whether you are a first-time Oshawa home buyer or comparing active Oshawa MLS® homes for sale, working with a dedicated Oshawa buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

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Dedicated Oshawa Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Oshawa realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Oshawa Buyer Budget & Costs

Estimated mortgage: $7,656*/month*. Estimated Ontario Land Transfer Tax: $43,975. First-time Oshawa home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Oshawa

Frequently Asked Questions about 3220 Harmony Road, Oshawa, ON

Q.What is the asking price for 3220 Harmony Road, Oshawa, ON ?

The current listing price for 3220 Harmony Road, Oshawa, ON in Rural Oshawa, Oshawa is $2,300,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 5 bathrooms across approximately 3000-3500 sqft.

Q.What property type and architectural style is 3220 Harmony Road, Oshawa, ON ?

3220 Harmony Road, Oshawa, ON is a Detached (2-Storey) featuring a Finished, Apartment basement.

Q.What key property features does 3220 Harmony Road, Oshawa, ON offer?

Key property features include: Clear View, School.

Q.What interior features are included in this home?

Interior highlights include: Accessory Apartment, In-Law Capability, In-Law Suite, Propane Tank, Storage, Sump Pump, Water Purifier, Water Treatment, Wheelchair Access.

Q.Is parking available at this property?

Yes, this property offers parking space for 21.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Central Air.

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Location

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3220 Harmony Road, Oshawa, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Rural Oshawa, Oshawa

SAFETY RATING8.9 / 10
Low Incident Area
Total Annual Incidents93 incidents / yr
Average Per Month7.8 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

36 assaults (45.0/100k)

Property Security
Low

16 B&E (40.0/100k)

Auto Theft Risk
Low Risk

23 thefts (45.0/100k)

1-Year Trend
â–¼ 4.3%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Durham Regional Police Service (DRPS) Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 3220 Harmony Road N, Oshawa, ON L1H 0K1

Estimated Sales Range
$2,185,000 - $2,254,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oshawa.

Configure Loan Settings

Interest Rate4.00%
Down Payment$690,000 (30.0%)
* Minimum Canadian down payment required for this price is $460,000.
Amortization Period30 Years
Estimated Monthly Payment$7,656Based on a loan of $1,610,000 over 30 years.
Purchase Price$2,300,000
Loan Amount$1,610,000
Provincial Land Transfer Tax:$43,975
Total Estimated Closing Taxes:$43,975

About Purchasing a Home in Oshawa, ON

For a property listed at $2,300,000 in Oshawa, the legal minimum down payment is $460,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $43,975 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $43,975.

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Rural Oshawa, Oshawa Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Oshawa, Oshawa.

Verified Local Data
City Population415,311
City Median Age39.6 Yrs
City Ownership75% Owners
Avg Area List Price$1,956,725

People & Families

Age Distribution

Household Composition

One-person households
21%
Families with children
53%
Couples without children
26%
Other households
0%

Top Ethnic Origins

English23%
Scottish18%
Irish18%
Canadian16%

Best Schools in Rural Oshawa, Oshawa

Elementary Schools

St. Anne
CatholicBridle Road, Windfields, Oshawa, Ontario, L1L 1B7
5.1
Northern Dancer
Public2200 Bridle Road, Windfields, Oshawa, Ontario, L1L 1C4
8.2

Secondary Schools

No secondary schools data loaded.

Rural Oshawa, Oshawa Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied75%
Rented25%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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