109 Elgin Street, Orillia, ON
Property Highlights
Welcome to this remarkable investment located in the coveted neighborhood of Orillia. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 0 Bedrooms and 0 Bathrooms
- Premium 46 x 70 ft lot size
- equipped with yes central cooling and highly efficient gas forced air closed heating
Description
Priced to sell! Zoned C4i, this charming two-storey brick home offers exceptional flexibility for residential, commercial, rental income, or mixed-use possibilities (buyer to verify permitted uses). Ideally located just steps from the downtown waterfront and close to parks, shopping, and all amenities. This 4 bedroom, 2 bathroom, property is freshly painted, filled with character, featuring high ceilings on both levels, a classic wood staircase, carpet-free living with laminate and ceramic flooring throughout, and a wide front porch sets the tone-ideal for morning coffee or evening unwinding. The main floor includes a large bedroom, 3 pc bath, a well-sized kitchen, and a bright living area. Both front and rear entrances naturally support flexible live/work or multi-purpose space arrangements. The upper level includes an additional prep kitchen area with a sink, cabinetry, and counter space, 3 bright bedrooms, and a 4 pc bathroom, allowing for adaptable configurations such as a home-based business, professional office, live/work setup, or personalized retreat. 3 parking spaces offers convenience in the heart of the city. Rich in character and history, this centrally located property presents an excellent opportunity for investors, entrepreneurs, or homeowners seeking versatile space and potential supplemental income. Buyer to verify zoning, permitted uses, and future development potential with the City of Orillia.
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Property Summary
This investment located at 109 Elgin Street, Orillia is currently for sale and has been available on SousaSells for 133 days. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 0 beds, 0 bathrooms, and is unknown square feet. 109 Elgin Street, Orillia is in the Orillia neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Orillia, Orillia.
- •Desirable Investment architecture in Orillia, Orillia
First-time home buyers, professionals, or investors seeking value.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
None listed
Interior Features
None listed
Security Features
None listed
Community Features
None listed
Property History
No historical data available for this property.
This could be the first listing for this address.
Looking to Buy a Home in Orillia?
If you are looking for a house in Orillia or researching Orillia real estate for sale, this investment at 109 Elgin Street, Orillia, ON offers an exceptional opportunity to buy a home in Orillia, Ontario. Whether you are a first-time Orillia home buyer or comparing active Orillia MLS® homes for sale, working with a dedicated Orillia buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
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Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Orillia realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.
Orillia Buyer Budget & Costs
Estimated mortgage: $1,664*/month*. Estimated Ontario Land Transfer Tax: $6,473. First-time Orillia home buyers may qualify for up to $8,475 in rebates.
Frequently Asked Questions: Buying a Home in Orillia
Frequently Asked Questions about 109 Elgin Street, Orillia, ON
Q.What is the asking price for 109 Elgin Street, Orillia, ON ?
The current listing price for 109 Elgin Street, Orillia, ON in Orillia, Orillia is $499,900.
Q.How many bedrooms and bathrooms does this property have?
This property features null bedrooms and null bathrooms.
Q.What property type and architectural style is 109 Elgin Street, Orillia, ON ?
109 Elgin Street, Orillia, ON is a Investment () featuring a basement.
Q.What heating and cooling systems are installed?
Heating is provided via standard central heat and cooling via Yes.
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Location
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Open in Google MapsNeighborhood Safety & Crime Analytics
Orillia, Orillia
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Pricing & Value Insights
Data-driven valuation for 109 Elgin Street, Orillia, ON L3V 1S7
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Orillia, ON
For a property listed at $499,900 in Orillia, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Orillia (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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