14 Elgin Street, Norwich, ON

$625,000
MLS#:X13881228
4 beds
2 baths
2000-2500 sqft
3.0 parking
Residential Freehold
Residential Freehold for sale - 4 Bed, 2 Bath Home at 14 Elgin Street Norwich ON listed at $625,000 (MLS# X13881228) - Main View
For Sale
Added:Oct 9, 2026(14 days ago)
Updated:Oct 13, 2026(10 days ago)
Last Checked:19 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Norwich Town. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $625,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 60.88 x 99.32 ft lot
  • Features a unfinished, partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 0.0 garage spaces (3.0 total parking spaces)
  • Notable attributes: Sump Pump, Water Meter
  • equipped with window unit(s) central cooling and highly efficient forced air heating via gas

Description

Welcome to 14 Elgin Street, Norwich. A home with a story, thoughtfully rebuilt for modern living. Originally rebuilt, in 1996, from the outside walls, inward, this spacious 2,200+ sq. ft. residence offers the character and established setting of an older home with the confidence that comes from substantial improvements over the years. The extensive 1996 rebuild included updated wiring, plumbing, insulation, walls and roof trusses, creating a strong foundation for everything that followed. Since then, the home has continued to be carefully improved. Some improvements include, updated flooring, new upper bath, tile surround and countertop. Fresh paint throughout. The kitchen was renovated in 2019, featuring refinished cabinetry, countertop, and luxury vinyl plank flooring continuing into the bath area. New furnace 2025. Outside, the fully fenced backyard is designed for summer enjoyment, featuring an inground pool, 2 sheds and a large deck, ideal for entertaining, barbecues, and relaxed outdoor living. The roof shingles on the house and two sheds were replaced in 2017. Newer eavestroughs, along with supporting posts, replaced on the porch and balcony. All new windows and aluminum capping in 2025. With generous living space, a long history of meaningful improvements and a home that has been cared for rather than simply cosmetically updated, this is an opportunity for buyers looking for space, quality and peace of mind without taking on a major renovation project. Own this character-filled home, with space to grow, functionality, and charm.

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Property Summary

This detached home located at 14 Elgin Street, Norwich is currently for sale and has been available for 14 days. This property is listed at $625,000 with an estimated mortgage of $2,080* per month. It has 4 beds, 2 bathrooms, and is 2000-2500 square feet. 14 Elgin Street, Norwich is in the Norwich Town neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Norwich Town, Norwich.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Norwich Town, Norwich.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$625,000
AddedOct 9, 2026 (14 days ago)
UpdatedOct 13, 2026 (10 days ago)
Last Checked19 minutes ago
Transaction TypeFor Sale
List Office NameRoyal Lepage Triland Realty Brokerage

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementUnfinished, Partial Basement
Lot Size60.88 Ă— 99.32 Feet
CountyOxford
Annual Tax$4,013.41
Rental Itemswater heater
Legal DescriptionLT 226 PL 745 TOWNSHIP OF NORWICH

Parking & Garage

Parking Total3.0
Parking Space3
Garage Parking0.0
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingWindow Unit(s)

Features

Property Features

  • Fenced Yard
  • Library
  • Place Of Worship
  • School
  • School Bus Route

Interior Features

  • Sump Pump
  • Water Meter

Security Features

  • Smoke Detector

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Norwich Home Buyer Advisory & Market HubActive MLS® Listing in Norwich, Ontario

Looking to Buy a Home in Norwich?

If you are looking for a house in Norwich or researching Norwich real estate for sale, this 4-bedroom detached at 14 Elgin Street, Norwich, ON offers an exceptional opportunity to buy a home in Norwich, Ontario. Whether you are a first-time Norwich home buyer or comparing active Norwich MLS® homes for sale, working with a dedicated Norwich buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Norwich Homes for Sale & MLS® Listings

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Dedicated Norwich Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Norwich realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Norwich Buyer Budget & Costs

Estimated mortgage: $2,080*/month*. Estimated Ontario Land Transfer Tax: $8,975. First-time Norwich home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Norwich

Frequently Asked Questions about 14 Elgin Street, Norwich, ON

Q.What is the asking price for 14 Elgin Street, Norwich, ON ?

The current listing price for 14 Elgin Street, Norwich, ON in Norwich Town, Norwich is $625,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 14 Elgin Street, Norwich, ON ?

14 Elgin Street, Norwich, ON is a Detached (2-Storey) featuring a Unfinished, Partial Basement basement.

Q.What key property features does 14 Elgin Street, Norwich, ON offer?

Key property features include: Fenced Yard, Library, Place Of Worship, School, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Sump Pump, Water Meter.

Q.What security features are installed at 14 Elgin Street, Norwich, ON ?

Security features include: Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Window Unit(s).

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Location

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14 Elgin Street, Norwich, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Norwich Town, Norwich

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 14 Elgin Street W, Norwich, ON N0J 1P0

Estimated Sales Range
$594,000 - $613,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Norwich.

Configure Loan Settings

Interest Rate4.00%
Down Payment$187,500 (30.0%)
* Minimum Canadian down payment required for this price is $37,500.
Amortization Period30 Years
Estimated Monthly Payment$2,080Based on a loan of $437,500 over 30 years.
Purchase Price$625,000
Loan Amount$437,500
Provincial Land Transfer Tax:$8,975
Total Estimated Closing Taxes:$8,975

About Purchasing a Home in Norwich, ON

For a property listed at $625,000 in Norwich, the legal minimum down payment is $37,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,975 for this transaction. As this listing is in Norwich (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,975.

Similar Listings in Norwich Town, Norwich

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Norwich Town, Norwich Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Norwich Town, Norwich.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$614,108

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Norwich Town, Norwich

Elementary Schools

Emily Stowe
Public1 Jerdon Street, Norwich, Ontario, N0J 1P0
4.0

Secondary Schools

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Norwich Town, Norwich Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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