
Welcome to this remarkable Sidesplit 4 detached located in the coveted neighborhood of Town. Expertly crafted featuring premium brick and concrete construction, this residence presents an exceptional opportunity offered at $1,195,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Centrally located in the heart of Old Town Niagara-on-the-Lake, the Cellar House offers a warm & inviting mid-century modern living experience. Set on a generous, beautifully maintained 70' x 140' lot, this charming side-split home includes an attached garage and 4 fully finished levels of living space. Featuring 3 +1 spacious bedrooms + 2 bathrooms, the home is move-in ready while also offering exciting potential for future expansion, subject to the Town's heritage bylaws. Adding to its appeal, the property comes with a short-term rental permit- a valuable opportunity as new permits are no longer being issued. Whether you're looking to enjoy the home yourself or hold it as an investment, this is a rare opportunity for the savvy buyer. Inside, bright and thoughtfully designed living spaces create a comfortable & welcoming atmosphere. The well-preserved kitchen showcases beautiful cherry wood cabinetry, while 3 generously sized bedrooms provide plenty of space for family and guests. Step outside to discover an expansive, private backyard designed for relaxation & entertaining. The outdoor space features a stone patio area, seven-person hot tub, and gas fireplace-perfect for enjoying quiet evenings or hosting friends and family. Just a short walk from the golf course, Queen Street's shops and restaurants, & the area's renowned wineries, the Cellar House offers an exceptional location for full-time living, a weekend getaway, or a revenue-generating investment property. Don't miss this rare opportunity to own your own piece of historic Niagara-on-the- lake!
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This detached home located at 305 Centre Street, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 6 days. This property is listed at $1,195,000 with an estimated mortgage of $3,978* per month. It has 4 beds, 3 bathrooms, and is 1100-1500 square feet. 305 Centre Street, Niagara-on-the-Lake is in the Town neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Town, Niagara-on-the-Lake.
Growing families needing multi-bedroom flexibility and space in Town, Niagara-on-the-Lake.
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No historical data available for this property.
This could be the first listing for this address.
The current listing price for 305 Centre Street, Niagara-on-the-Lake, ON in Town, Niagara-on-the-Lake is $1,195,000.
This property features 4 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.
305 Centre Street, Niagara-on-the-Lake, ON is a Detached (Sidesplit 4) featuring a Finished, Other basement.
Key property features include: Golf, Lake/Pond, Park, Place Of Worship, Public Transit, School.
Interior highlights include: Other, Guest Accommodations, In-Law Capability.
Yes, this property offers parking space for 5.0 vehicles (Attached).
Heating is provided via Gas and cooling via Central Air.
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Town, Niagara-on-the-Lake
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Data-driven valuation for 305 Centre Street, Niagara-on-the-Lake, ON L0S 1J0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.
About Purchasing a Home in Niagara-on-the-Lake, ON
For a property listed at $1,195,000 in Niagara-on-the-Lake, the legal minimum down payment is $239,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $20,375 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $20,375.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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