
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Midland. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $429,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
A wonderful opportunity for first-time buyers or downsizers, this charming detached 2-bedroom home is move-in ready. From the moment you arrive, the inviting curb appeal draws you in. Inside, you'll find a bright living and dining space featuring updated finishes, while the stylish kitchen completes the main floor with quartz countertops, a newer dishwasher, and a walkout to a brand-new deck, perfect for entertaining. Upstairs, an updated bathroom adds a modern touch, and two well-sized bedrooms complete the space. The backyard is fully fenced for privacy, creating a great setting for relaxing or spending time with family and friends. A workshop and storage shed with hydro provide excellent additional space for hobbies or storage. With a paved driveway and thoughtful updates throughout, this home is the perfect place to put down roots. Conveniently located just minutes from Midland's vibrant downtown and beautiful Georgian Bay waterfront, you'll have shops, restaurants, parks, trails, and the waterfront lifestyle close to your doorstep. New 100AMP Electrical Panel & Wiring Throughout Home (2026), New Stairs to Basement (2026)
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This detached home located at 314 Bay Street, Midland is currently for sale and has been available on SousaSells for 5 days. This property is listed at $429,900 with an estimated mortgage of $1,431* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 314 Bay Street, Midland is in the Midland neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Midland, Midland.
First-time home buyers, professionals, or investors seeking value.
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No historical data available for this property.
This could be the first listing for this address.
The current listing price for 314 Bay Street, Midland, ON in Midland, Midland is $429,900.
This property features 2 bedrooms and 1 bathroom across approximately 700-1100 sqft.
314 Bay Street, Midland, ON is a Detached (1 1/2 Storey) featuring a Unfinished basement.
Interior highlights include: Carpet Free, Sump Pump, Water Heater Owned.
Yes, this property offers parking space for 2.0 vehicles (None).
Heating is provided via Gas and cooling via Wall Unit(s).
Midland, Midland
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Data-driven valuation for 314 Bay Street, Midland, ON L4R 1J9
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Midland.
About Purchasing a Home in Midland, ON
For a property listed at $429,900 in Midland, the legal minimum down payment is $21,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,073 for this transaction. As this listing is in Midland (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,073.
Comprehensive city-wide demographics, local real estate stats, and school rankings for Midland, Midland.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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