408 Chipmunk Ridge Road, Loyalist, ON

$799,900
MLS#:X13828400
3 beds
2 baths
700-1100 sqft
2.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 2 Bath Home at 408 Chipmunk Ridge Road Loyalist ON listed at $799,900 (MLS# X13828400) - Main View
For Sale
Added:Sep 25, 2026(today)
Updated:Sep 25, 2026(today)
Last Checked:23 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey farm located in the coveted neighborhood of South. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $799,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 628.1 x 1473.33 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with other central cooling and highly efficient forced air heating via propane

Description

Discover the perfect blend of country serenity and convenience with this exceptional 87-acre horse farm, located just 10 minutes from Kingston. While the city is only a short drive away, arriving home feels like escaping to your own private countryside retreat, surrounded by the peaceful beauty and freedom of farm life. The updated home offers comfortable living, featuring a stylish kitchen with quartz countertops, convenient main-floor laundry, and a main-floor primary bedroom. Two additional rooms and a bathroom on the upper level provide space for family, guests, or a home office. Enjoy peace of mind knowing many major improvements have been completed within the past 1-4 years, including the roof, furnace, heat pump, and electrical panel. For the equestrian enthusiast, the property features two barns, including one equipped with hydro, water, three large horse stalls, and four standing stalls, along with an outdoor riding ring. With 87 acres to explore, room to ride, and the tranquility of your own rural sanctuary, this remarkable property offers a rare opportunity to embrace the horse farm lifestyle without sacrificing proximity to Kingston's amenities.

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Property Summary

This farm located at 408 Chipmunk Ridge Road, Loyalist is currently for sale and has been available on SousaSells for 0 days. This property is listed at $799,900 with an estimated mortgage of $2,663* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 408 Chipmunk Ridge Road, Loyalist is in the South neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in South, Loyalist.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Loyalist.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$799,900
AddedSep 25, 2026 (today)
UpdatedSep 25, 2026 (today)
Last Checked23 minutes ago
Transaction TypeFor Sale
List Office NameLPT REALTY, BROKERAGE

Property Details

Property Sub-TypeFarm
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementUnfinished
Lot Size628.1 Ă— 1473.33 Feet
CountyLennox & Addington
Annual Tax$2,103
Rental ItemsHeat pump, HWT
Legal DescriptionPT LT 36 CON 5 ERNESTOWN AS IN LA278866; LOYALIST

Parking & Garage

Parking Total2.0
Parking Space2

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingOther

Features

Property Features

None listed

Interior Features

  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Loyalist Home Buyer Advisory & Market HubActive MLS® Listing in Loyalist, Ontario

Looking to Buy a Home in Loyalist?

If you are looking for a house in Loyalist or researching Loyalist real estate for sale, this 3-bedroom farm at 408 Chipmunk Ridge Road, Loyalist, ON offers an exceptional opportunity to buy a home in Loyalist, Ontario. Whether you are a first-time Loyalist home buyer or comparing active Loyalist MLS® homes for sale, working with a dedicated Loyalist buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Loyalist Homes for Sale & MLS® Listings

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Dedicated Loyalist Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Loyalist realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Loyalist Buyer Budget & Costs

Estimated mortgage: $2,663*/month*. Estimated Ontario Land Transfer Tax: $12,473. First-time Loyalist home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Loyalist

Frequently Asked Questions about 408 Chipmunk Ridge Road, Loyalist, ON

Q.What is the asking price for 408 Chipmunk Ridge Road, Loyalist, ON ?

The current listing price for 408 Chipmunk Ridge Road, Loyalist, ON in South, Loyalist is $799,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 408 Chipmunk Ridge Road, Loyalist, ON ?

408 Chipmunk Ridge Road, Loyalist, ON is a Farm (1 1/2 Storey) featuring a Unfinished basement.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles.

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Other.

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Location

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408 Chipmunk Ridge Road, Loyalist, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

South, Loyalist

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 408 Chipmunk Ridge Road, Loyalist, ON K0H 2H0

Estimated Sales Range
$760,000 - $784,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Loyalist.

Configure Loan Settings

Interest Rate4.00%
Down Payment$239,970 (30.0%)
* Minimum Canadian down payment required for this price is $54,990.
Amortization Period30 Years
Estimated Monthly Payment$2,663Based on a loan of $559,930 over 30 years.
Purchase Price$799,900
Loan Amount$559,930
Provincial Land Transfer Tax:$12,473
Total Estimated Closing Taxes:$12,473

About Purchasing a Home in Loyalist, ON

For a property listed at $799,900 in Loyalist, the legal minimum down payment is $54,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,473 for this transaction. As this listing is in Loyalist (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,473.

Similar Listings in South, Loyalist

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South, Loyalist Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for South, Loyalist.

Verified Local Data
City Population62,953
City Median Age40.8 Yrs
City Ownership85% Owners
Avg Area List Price$793,467

People & Families

Age Distribution

Household Composition

One-person households
18%
Families with children
50%
Couples without children
28%
Other households
4%

Top Ethnic Origins

English30%
Canadian28%
Scottish22%
Irish21%

Best Schools in South, Loyalist

Elementary Schools

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Secondary Schools

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South, Loyalist Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied85%
Rented15%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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