55 Folger Street, Kingston, ON

$475,000
MLS#:X13848178
3 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 2 Bath Home at 55 Folger Street Kingston ON listed at $475,000 (MLS# X13848178) - Main View
For Sale
Added:Oct 1, 2026(today)
Updated:Oct 1, 2026(today)
Last Checked:9 minutes ago

Property Highlights

Welcome to this remarkable Sidesplit detached located in the coveted neighborhood of Rideau. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $475,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 50.69 x 130 ft lot
  • Features a partial basement, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Floor Drain, On Demand Water Heater, Storage
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Fabulous family home ideally located within walking distance to schools, parks and everyday conveniences! Modern, updated and move-in ready, this 3-bedroom, 2-bathroom home is an excellent opportunity for first-time buyers, working professionals or those looking to downsize to a turn-key lifestyle. Beautiful hardwood floors flow through the living room, kitchen and dining area, creating a bright and airy feel throughout the open-concept main level. The kitchen features crisp white cabinetry, ample counter and cupboard space, a door leading to the deck and backyard, and comes fully equipped with appliances. Upstairs, you'll find three spacious bedrooms, all with wood flooring, a convenient linen closet and an updated 4-piece bathroom. The lower level offers a large recreation room with vinyl plank flooring and oversized above-grade windows-an inviting space to gather, play or enjoy movie nights together. The utility room provides laundry facilities, a workbench and additional storage. Numerous updates provide peace of mind, including fresh paint throughout (2026), roof shingles (2022), high-efficiency gas furnace (2021), central air (2021), owned Rinnai tankless water heater (2021),fully fenced backyard (2020), poured concrete pad and shed (2020), gas BBQ line (2020), and windows (2016,approx.). The generous driveway offers plenty of parking, accommodating a trailer and up to five vehicles. Conveniently located close to two elementary schools (French and English), the Waaban Crossing to the eastside, and downtown. A wonderful combination of comfort, updates, location and value-don't wait to make this one yours!

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Property Summary

This detached home located at 55 Folger Street, Kingston is currently for sale and has been available on SousaSells for 0 days. This property is listed at $475,000 with an estimated mortgage of $1,581* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 55 Folger Street, Kingston is in the Rideau neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Rideau, Kingston.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Kingston.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$475,000
AddedOct 1, 2026 (today)
UpdatedOct 1, 2026 (today)
Last Checked9 minutes ago
Transaction TypeFor Sale
List Office NameROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit
ConstructionBrick, Vinyl Siding
BasementPartial Basement, Finished
Lot Size50.69 Ă— 130 Feet
CountyFrontenac
Annual Tax$3,371.42
Legal DescriptionLT 145, PL 1637 ; S/T FR270076 KINGSTON; COUNTY OF FRONTENAC

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Park
  • Public Transit
  • School
  • School Bus Route

Interior Features

  • Floor Drain
  • On Demand Water Heater
  • Storage
  • Water Heater Owned
  • Workbench

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Kingston Home Buyer Advisory & Market HubActive MLS® Listing in Kingston, Ontario

Looking to Buy a Home in Kingston?

If you are looking for a house in Kingston or researching Kingston real estate for sale, this 3-bedroom detached at 55 Folger Street, Kingston, ON offers an exceptional opportunity to buy a home in Kingston, Ontario. Whether you are a first-time Kingston home buyer or comparing active Kingston MLS® homes for sale, working with a dedicated Kingston buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Kingston Homes for Sale & MLS® Listings

Browse all verified Kingston real estate listings, compare active Kingston houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated Kingston Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Kingston realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Kingston Buyer Budget & Costs

Estimated mortgage: $1,581*/month*. Estimated Ontario Land Transfer Tax: $5,975. First-time Kingston home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Kingston

Frequently Asked Questions about 55 Folger Street, Kingston, ON

Q.What is the asking price for 55 Folger Street, Kingston, ON ?

The current listing price for 55 Folger Street, Kingston, ON in Rideau, Kingston is $475,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 55 Folger Street, Kingston, ON ?

55 Folger Street, Kingston, ON is a Detached (Sidesplit) featuring a Partial Basement, Finished basement.

Q.What key property features does 55 Folger Street, Kingston, ON offer?

Key property features include: Fenced Yard, Park, Public Transit, School, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Floor Drain, On Demand Water Heater, Storage, Water Heater Owned, Workbench.

Q.What security features are installed at 55 Folger Street, Kingston, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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55 Folger Street, Kingston, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Rideau, Kingston

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 55 Folger Street, Kingston, ON K7K 4Y7

Estimated Sales Range
$451,000 - $466,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kingston.

Configure Loan Settings

Interest Rate4.00%
Down Payment$142,500 (30.0%)
* Minimum Canadian down payment required for this price is $23,750.
Amortization Period30 Years
Estimated Monthly Payment$1,581Based on a loan of $332,500 over 30 years.
Purchase Price$475,000
Loan Amount$332,500
Provincial Land Transfer Tax:$5,975
Total Estimated Closing Taxes:$5,975

About Purchasing a Home in Kingston, ON

For a property listed at $475,000 in Kingston, the legal minimum down payment is $23,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,975 for this transaction. As this listing is in Kingston (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,975.

Similar Listings in Rideau, Kingston

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Rideau, Kingston Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rideau, Kingston.

Verified Local Data
City Population172,546
City Median Age42.8 Yrs
City Ownership63% Owners
Avg Area List Price$361,500

People & Families

Age Distribution

Household Composition

One-person households
30%
Families with children
35%
Couples without children
31%
Other households
4%

Top Ethnic Origins

English26%
Irish26%
Scottish22%
Canadian17%

Best Schools in Rideau, Kingston

Elementary Schools

St. Francis of Assisi
Catholic114 Wiley Street, Kingston, Ontario, K7K 5B5
0.9
John Graves Simcoe
Public90 Wiley Street, Kingston, Ontario, K7K 5B4
0.3
Rideau Heights
Public77 MacCauley Street, Kingston, Ontario, K7K 2V8
0.0
Molly Brant
Public30 Lyons Street, Kingston, Ontario, K7K 0C9
1.7
Lord Strathcona
Public251 McMahon Avenue, Kingston, Ontario, K7M 3H4
6.3

Secondary Schools

Regiopolis/Notre-Dame
Public130 Russell Street, Kingston, Ontario, K7K 2E9
6.9
Mille-Iles
Public158 Patrick Street, Kingston, Ontario, K7K 3P5
7.0
La Salle
Public773 Highway 15, Kingston, Ontario, K7L 4V3
5.8
Marie-Rivier
Public711 Dalton Avenue, Kingston, Ontario, K7M 8N6
7.3

Rideau, Kingston Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied63%
Rented37%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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