14 Charles Street, Hamilton, ON

$899,900
MLS#:X13885500
3 beds
2 baths
700-1100 sqft
3.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 2 Bath Home at 14 Charles Street Hamilton ON listed at $899,900 (MLS# X13885500) - Main View
For Sale
Added:Oct 11, 2026(today)
Updated:Oct 11, 2026(today)
Last Checked:11 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Stoney Creek. Expertly crafted featuring premium stone and other construction, this residence presents an exceptional opportunity offered at $899,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 60.84 x 135 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 0.0 garage spaces (3.0 total parking spaces)
  • Notable attributes: Central Vacuum, In-Law Capability, On Demand Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Your own private retreat, in the heart of Olde Town Stoney Creek! From exceptional curb appeal to an entertainer's backyard complete with in-ground pool hot tub and a nearly 500sq' studio, this beautifully upgraded home delivers the perfect blend of comfort, character, and lifestyle. Stone pillars, elegant iron fencing, an aggregate walkway, and a rare triple-wide SafeScape driveway create a striking first impression. Inside, oak hardwood, cove and crown moulding, pot lights, and custom window treatments complement a spacious living/dining area with bay window, window seat, and gas fireplace with custom mantle and granite hearth. The renovated kitchen features granite countertops, breakfast bar, and illuminated cabinetry. Two generous bedrooms and an updated main bath with oversized seated shower complete the main level. The finished basement offers a family room with custom wet bar, oversized windows, a third bedroom, updated 3-pc bath (2025), and ample storage. The fully fenced backyard is an entertainer's dream, featuring a 14' x 28' in-ground pool (2024) with built-in steps and bench, composite deck, pergola, accent lighting, professional hardscape patio, and hot tub (2020). The detached studio/workshop, currently a custom gym, features three skylights, ductless heat/AC, 100-amp electrical service, custom built-in storage, and studio mirrors. Truly the The Pinnacle of Olde Town Stoney Creek. Paradise, found!

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Property Summary

This detached home located at 14 Charles Street, Hamilton is currently for sale and has been available for 0 days. This property is listed at $899,900 with an estimated mortgage of $2,995* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 14 Charles Street, Hamilton is in the Stoney Creek neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Stoney Creek, Hamilton.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Hamilton.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$899,900
AddedOct 11, 2026 (today)
UpdatedOct 11, 2026 (today)
Last Checked11 minutes ago
Transaction TypeFor Sale
List Office NameRoyal LePage State Realty

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionStone, Other
BasementFull, Finished
Lot Size60.84 × 135 Feet
CountyHamilton
Annual Tax$5,182
Rental ItemsNone
Legal DescriptionLT 3, PL 811 ; STONEY CREEK CITY OF HAMILTON

Parking & Garage

Parking Total3.0
Parking Space3
Garage Parking0.0
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Electric Car Charger
  • Fenced Yard
  • Park
  • Place Of Worship
  • Public Transit
  • Rec./Commun.Centre

Interior Features

  • Central Vacuum
  • In-Law Capability
  • On Demand Water Heater
  • Primary Bedroom - Main Floor
  • Water Heater Owned
  • Storage

Security Features

  • Alarm System

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Hamilton Home Buyer Advisory & Market HubActive MLS® Listing in Hamilton, Ontario

Looking to Buy a Home in Hamilton?

If you are looking for a house in Hamilton or researching Hamilton real estate for sale, this 3-bedroom detached at 14 Charles Street, Hamilton, ON offers an exceptional opportunity to buy a home in Hamilton, Ontario. Whether you are a first-time Hamilton home buyer or comparing active Hamilton MLS® homes for sale, working with a dedicated Hamilton buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Hamilton Homes for Sale & MLS® Listings

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Dedicated Hamilton Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Hamilton realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Hamilton Buyer Budget & Costs

Estimated mortgage: $2,995*/month*. Estimated Ontario Land Transfer Tax: $14,473. First-time Hamilton home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Hamilton

Frequently Asked Questions about 14 Charles Street, Hamilton, ON

Q.What is the asking price for 14 Charles Street, Hamilton, ON ?

The current listing price for 14 Charles Street, Hamilton, ON in Stoney Creek, Hamilton is $899,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 14 Charles Street, Hamilton, ON ?

14 Charles Street, Hamilton, ON is a Detached (Bungalow) featuring a Full, Finished basement.

Q.What key property features does 14 Charles Street, Hamilton, ON offer?

Key property features include: Electric Car Charger, Fenced Yard, Park, Place Of Worship, Public Transit, Rec./Commun.Centre.

Q.What interior features are included in this home?

Interior highlights include: Central Vacuum, In-Law Capability, On Demand Water Heater, Primary Bedroom - Main Floor, Water Heater Owned, Storage.

Q.What security features are installed at 14 Charles Street, Hamilton, ON ?

Security features include: Alarm System.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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14 Charles Street, Hamilton, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Stoney Creek, Hamilton

SAFETY RATING9.2 / 10
Low Incident Area
Total Annual Incidents143 incidents / yr
Average Per Month11.9 incidents / mo
Population Benchmark72,000 residents
Personal Safety
Very Low

45 assaults (62.5/100k)

Property Security
Very Low

26 B&E (36.1/100k)

Auto Theft Risk
Moderate

42 thefts (58.3/100k)

1-Year Trend
â–¼ 5%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Hamilton Police Service (HPS) Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 14 Charles Street, Hamilton, ON L8G 1V4

Estimated Sales Range
$855,000 - $882,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

Configure Loan Settings

Interest Rate4.00%
Down Payment$269,970 (30.0%)
* Minimum Canadian down payment required for this price is $64,990.
Amortization Period30 Years
Estimated Monthly Payment$2,995Based on a loan of $629,930 over 30 years.
Purchase Price$899,900
Loan Amount$629,930
Provincial Land Transfer Tax:$14,473
Total Estimated Closing Taxes:$14,473

About Purchasing a Home in Hamilton, ON

For a property listed at $899,900 in Hamilton, the legal minimum down payment is $64,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,473 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,473.

Similar Listings in Stoney Creek, Hamilton

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Stoney Creek, Hamilton Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Stoney Creek, Hamilton.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,044,102

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Stoney Creek, Hamilton

Elementary Schools

St Agnes
Public80 Colcrest Street, Riverdale East, Hamilton, Ontario, L8E 3Y8
5.5
St David
Public33 Cromwell Crescent, Greenford, Hamilton, Ontario, L8G 2E9
5.4
Hillcrest
Public40 Eastwood Street, Mcquesten East, Hamilton, Ontario, L8H 6R7
5.4
Sir Wilfrid Laurier
Public70 Albright Road, Vincent, Hamilton, Ontario, L9H 0A3
3.9
St Luke
Public345 Albright Road, Red Hill, Hamilton, Ontario, L8K 6N3
5.8

Secondary Schools

Glendale
Public145 Rainbow Drive, Corman, Hamilton, Ontario, L8K 4G1
4.6
Sir Winston Churchill
Public1715 Main Street East, Normanhurst, Hamilton, Ontario, L8H 1E3
2.4

Stoney Creek, Hamilton Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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