401 Algoma Crescent, Georgian Bluffs, ON

$985,000
MLS#:X13706170
3 beds
3 baths
1500-2000 sqft
8.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 3 Bath Home at 401 Algoma Crescent Georgian Bluffs ON listed at $985,000 (MLS# X13706170) - Main View
For Sale
Added:Aug 24, 2026(33 days ago)
Updated:Sep 3, 2026(23 days ago)
Last Checked:7 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Georgian Bluffs. Expertly crafted featuring premium stone and other construction, this residence presents an exceptional opportunity offered at $985,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 92.75 x 155.19 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Sump Pump, Storage
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Are You Looking For A Private Lot Backing Onto Serene Trees & Greenspace With Georgian Bay Views , Offering Peace, Privacy & Natural Views In The Prestigious Cobble Beach Golf Resort? Then 401 Algoma Crescent May Be The Perfect Fit. This Beautifully Designed 2736 SqFt (Finished) Berner Built Bungalow (Somerset Model) Features A Large Covered Front Porch That Welcomes You Into A Bright Foyer. The Open Concept Den/Office Provides The Perfect Space For Working From Home, Reading Or Enjoying A Quiet Retreat. A Well Appointed Guest Bedroom Sits Just Steps From A 4-Piece Bathroom, Providing A Comfortable & Private Retreat For Family And Guests. The Custom "Exquisite Design" Kitchen Is Both Stylish & Functional, Complete With A Large Centre Island & Stainless Steel Appliances. The Great Room Boasts A Dramatic Double-Raised Ceiling, Cozy Gas Fireplace & Expansive Windows Overlooking The Deck & Tranquil Treed Backdrop. The Dining Area Features Elegant French Doors That Lead To A Covered Porch & Deck, Ideal For Your Year Round BBQs & Effortless Indoor-Outdoor Entertaining. The Primary Suite Offers A Relaxing Retreat Complete With A Beautifully Appointed 4-Piece Ensuite With Elegant Porcelain Tiles, An Oversized Shower & A Custom Walk-In Closet. Convenience Meets Function With Main Floor Laundry Offering A Spacious Double Closet, Storage Closet & Direct Access To The Double Car Garage Which Includes A Custom Slat Storage Wall And A Sleek Polyaspartic-Coated Floor. Need More Space For Family Or Guests? The Lower Level Features A Spacious Family Room Or Gym Area, A Third Bedroom, A Convenient 3-Piece Bathroom & An Oversized Storage Room With Future Bedroom Potential, Complemented By An Additional Storage/Utility Space To Keep Everything Effortlessly Organized. Enjoy Resort-Style Living With Access To Golf, Tennis, A Beach Club, Dining, Spa, Scenic Trails And More, All Within This Sought-After Community.

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Property Summary

This detached home located at 401 Algoma Crescent, Georgian Bluffs is currently for sale and has been available on SousaSells for 33 days. This property is listed at $985,000 with an estimated mortgage of $3,279* per month. It has 3 beds, 3 bathrooms, and is 1500-2000 square feet. 401 Algoma Crescent, Georgian Bluffs is in the Georgian Bluffs neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Georgian Bluffs, Georgian Bluffs.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Georgian Bluffs.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$985,000
AddedAug 24, 2026 (33 days ago)
UpdatedSep 3, 2026 (23 days ago)
Last Checked7 minutes ago
Transaction TypeFor Sale
List Office NameCentury 21 Millennium Inc.

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionStone, Other
BasementFinished
Lot Size92.75 Ă— 155.19 Feet
CountyGrey County
Annual Tax$6,393.63
Legal DescriptionLot 65, Plan 16M15; S/T Easements As In GY5186; T/W Easements As In GY5186; Township Of Georgian Bluffs, County Of Grey T/W An Undivided Common Interest In Grey Common Elements Condominium Corporation No. 78 Subject To An Easement For Entry As In GY211583

Parking & Garage

Parking Total8.0
Parking Space6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Golf
  • Hospital
  • Lake Access
  • Park
  • School Bus Route

Interior Features

  • Primary Bedroom - Main Floor
  • Sump Pump
  • Storage
  • Air Exchanger

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Georgian Bluffs Home Buyer Advisory & Market HubActive MLS® Listing in Georgian Bluffs, Ontario

Looking to Buy a Home in Georgian Bluffs?

If you are looking for a house in Georgian Bluffs or researching Georgian Bluffs real estate for sale, this 3-bedroom detached at 401 Algoma Crescent, Georgian Bluffs, ON offers an exceptional opportunity to buy a home in Georgian Bluffs, Ontario. Whether you are a first-time Georgian Bluffs home buyer or comparing active Georgian Bluffs MLS® homes for sale, working with a dedicated Georgian Bluffs buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Georgian Bluffs Homes for Sale & MLS® Listings

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Dedicated Georgian Bluffs Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Georgian Bluffs realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Georgian Bluffs Buyer Budget & Costs

Estimated mortgage: $3,279*/month*. Estimated Ontario Land Transfer Tax: $16,175. First-time Georgian Bluffs home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Georgian Bluffs

Frequently Asked Questions about 401 Algoma Crescent, Georgian Bluffs, ON

Q.What is the asking price for 401 Algoma Crescent, Georgian Bluffs, ON ?

The current listing price for 401 Algoma Crescent, Georgian Bluffs, ON in Georgian Bluffs, Georgian Bluffs is $985,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 401 Algoma Crescent, Georgian Bluffs, ON ?

401 Algoma Crescent, Georgian Bluffs, ON is a Detached (Bungalow) featuring a Finished basement.

Q.What key property features does 401 Algoma Crescent, Georgian Bluffs, ON offer?

Key property features include: Beach, Golf, Hospital, Lake Access, Park, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Sump Pump, Storage, Air Exchanger.

Q.Is parking available at this property?

Yes, this property offers parking space for 8.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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401 Algoma Crescent, Georgian Bluffs, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Georgian Bluffs, Georgian Bluffs

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 401 Algoma Crescent, Georgian Bluffs, ON N0H 1S0

Estimated Sales Range
$936,000 - $965,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Georgian Bluffs.

Configure Loan Settings

Interest Rate4.00%
Down Payment$295,500 (30.0%)
* Minimum Canadian down payment required for this price is $73,500.
Amortization Period30 Years
Estimated Monthly Payment$3,279Based on a loan of $689,500 over 30 years.
Purchase Price$985,000
Loan Amount$689,500
Provincial Land Transfer Tax:$16,175
Total Estimated Closing Taxes:$16,175

About Purchasing a Home in Georgian Bluffs, ON

For a property listed at $985,000 in Georgian Bluffs, the legal minimum down payment is $73,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,175 for this transaction. As this listing is in Georgian Bluffs (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,175.

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Georgian Bluffs, Georgian Bluffs Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Georgian Bluffs, Georgian Bluffs.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,078,224

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Georgian Bluffs, Georgian Bluffs

Elementary Schools

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Secondary Schools

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Georgian Bluffs, Georgian Bluffs Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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