43 Elgin Street, Collingwood, ON

$3,499,000
MLS#:S13849686
0 beds
0 baths
Commercial
Commercial for sale - 0 Bed, 0 Bath Home at 43 Elgin Street Collingwood ON listed at $3,499,000 (MLS# S13849686) - Main View
For Sale
Added:Oct 1, 2026(today)
Updated:Oct 1, 2026(today)
Last Checked:17 minutes ago

Property Highlights

Welcome to this remarkable commercial retail located in the coveted neighborhood of Collingwood. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $3,499,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Premium 97 x 140 ft lot size
  • equipped with yes central cooling and highly efficient gas hot water heating

Description

Historic Downtown Collingwood Commercial Building. An exceptional opportunity to own a piece of Collingwood history in the heart of the downtown core. This prime commercial property offers over 4,800 sq. ft. of space on the main and upper levels, plus an additional 2,600 sq. ft. below grade leasable area, all set on a rare double town lot with ample parking (23 spots) and room for growth and C1 Downtown Core Commercial zoning. Just one block off the main street, the building enjoys excellent visibility and accessibility while being steps from shops, dining, and year-round pedestrian traffic. Inside, timeless character shines through with original stained-glass windows, pocket doors, wood trim, and a grand staircase. A unique blend of historic charm and commercial versatility, this property offers endless potential for retail, office, hospitality, or mixed-use development in one of Collingwood's most desirable locations. All tenants are on a month to month basis. Floor Plan, Survey and Schedule B in documents. Listing agent is the seller.

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Property Summary

This commercial retail located at 43 Elgin Street, Collingwood is currently for sale and has been available on SousaSells for 0 days. This property is listed at $3,499,000 with an estimated mortgage of $11,647* per month. It has 0 beds, 0 bathrooms, and is unknown square feet. 43 Elgin Street, Collingwood is in the Collingwood neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Collingwood, Collingwood.

Great for Small Household / Couples
What We Love About This Home
  • •Desirable Commercial Retail architecture in Collingwood, Collingwood
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Property Type
Commercial

Additional Details

StatusActive
Price$3,499,000
AddedOct 1, 2026 (today)
UpdatedOct 1, 2026 (today)
Last Checked17 minutes ago
Transaction TypeFor Sale
List Office NameRoyal LePage Locations North

Property Details

Property Sub-TypeCommercial Retail
Lot Size97 Ă— 140 Feet
CountySimcoe
Annual Tax$12,646.99
Rental Items2-Hot Water Heaters
Legal DescriptionLT 35 E/S ELGIN ST PL 55 AKA PL 282 COLLINGWOOD; PT LT 34 E/S ELGIN ST PL 55 AKA PL 282 COLLINGWOOD AS IN RO1381403; COLLINGWOOD

Parking & Garage

Garage TypeNone

Heating & Cooling

Heat TypeGas Hot Water
CoolingYes

Features

Property Features

None listed

Interior Features

None listed

Security Features

  • No

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Collingwood Home Buyer Advisory & Market HubActive MLS® Listing in Collingwood, Ontario

Looking to Buy a Home in Collingwood?

If you are looking for a house in Collingwood or researching Collingwood real estate for sale, this commercial retail at 43 Elgin Street, Collingwood, ON offers an exceptional opportunity to buy a home in Collingwood, Ontario. Whether you are a first-time Collingwood home buyer or comparing active Collingwood MLS® homes for sale, working with a dedicated Collingwood buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Collingwood Homes for Sale & MLS® Listings

Browse all verified Collingwood real estate listings, compare active Collingwood houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated Collingwood Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Collingwood realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Collingwood Buyer Budget & Costs

Estimated mortgage: $11,647*/month*. Estimated Ontario Land Transfer Tax: $73,950. First-time Collingwood home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Collingwood

Frequently Asked Questions about 43 Elgin Street, Collingwood, ON

Q.What is the asking price for 43 Elgin Street, Collingwood, ON ?

The current listing price for 43 Elgin Street, Collingwood, ON in Collingwood, Collingwood is $3,499,000.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and null bathrooms.

Q.What property type and architectural style is 43 Elgin Street, Collingwood, ON ?

43 Elgin Street, Collingwood, ON is a Commercial Retail () featuring a basement.

Q.What security features are installed at 43 Elgin Street, Collingwood, ON ?

Security features include: No.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via Yes.

Virtual Tour & 3D Walkthrough

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Location

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43 Elgin Street, Collingwood, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Collingwood, Collingwood

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 43 Elgin Street, Collingwood, ON L9Y 3L6

Estimated Sales Range
$3,324,000 - $3,429,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Collingwood.

Configure Loan Settings

Interest Rate4.00%
Down Payment$1,049,700 (30.0%)
* Minimum Canadian down payment required for this price is $699,800.
Amortization Period30 Years
Estimated Monthly Payment$11,647Based on a loan of $2,449,300 over 30 years.
Purchase Price$3,499,000
Loan Amount$2,449,300
Provincial Land Transfer Tax:$73,950
Total Estimated Closing Taxes:$73,950

About Purchasing a Home in Collingwood, ON

For a property listed at $3,499,000 in Collingwood, the legal minimum down payment is $699,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $73,950 for this transaction. As this listing is in Collingwood (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $73,950.

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Collingwood, Collingwood Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Collingwood, Collingwood.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$927,003

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Collingwood, Collingwood

Elementary Schools

Mountain View
Public300 Spruce Street, Collingwood, Ontario, L9Y 3H1
7.5
Cameron Street
Public575 Cameron Street, Collingwood, Ontario, L9Y 2J4
5.6
Connaught
Public300 Peel Street, Collingwood, Ontario, L9Y 3W2
5.7
St Mary's
Public18 Saunders Street, Collingwood, Ontario, L9Y 0G2
6.0
Admiral Collingwood
Public15 Dey Drive, Collingwood, Ontario, L9Y 4N9
6.8

Secondary Schools

Collingwood
Public6 Cameron Street, Collingwood, Ontario, L9Y 2J2
6.5
Jean Vanier
Public160 Collins Street, Collingwood, Ontario, L9Y 4R1
6.5

Collingwood, Collingwood Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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