329 White Street, Cobourg, ON

$1,325,000
MLS#:X14030986
4 beds
2 baths
2000-2500 sqft
16.0 parking
Residential Freehold
Residential Freehold for sale - 4 Bed, 2 Bath Home at 329 White Street Cobourg ON listed at $1,325,000 (MLS# X14030986) - Main View
For Sale
Added:Oct 14, 2026(9 days ago)
Updated:Oct 14, 2026(9 days ago)
Last Checked:24 minutes ago

Property Highlights

Welcome to this remarkable Sidesplit detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $1,325,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 191.27 x 341.22 ft lot
  • Ample parking with 2.0 garage spaces (16.0 total parking spaces) with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Bar Fridge, Built-In Oven
  • equipped with central air central cooling and highly efficient forced air heating via electric

Description

A stunning blend of modern luxury, stylish design, and exceptional outdoor living, this beautifully renovated 4-bedroom family home offers a rare opportunity to enjoy the best of both worlds. Set on 2 picturesque acres right in Cobourg, this remarkable property combines a private, tranquil setting with convenient access to all the amenities this sought-after community has to offer. Step inside to discover a sleek, luxurious open-concept kitchen featuring gorgeous leathered granite countertops, flowing seamlessly into a spacious dining area and inviting living room with vaulted ceilings and a gas fireplace. Designed for both everyday living and effortless entertaining, the bright, open layout extends through a walkout to an extraordinary outdoor retreat. Outside, a spectacular concrete swimming pool, inviting hot tub, beautifully landscaped grounds, and expansive patio create the perfect setting for summer gatherings, relaxing weekends, and making lasting family memories. The generous property offers room to enjoy the outdoors, while the oversized deluxe workshop provides exceptional space for hobbies, projects, or additional workspace.The upper level features three well-appointed bedrooms and a spacious 5-piece bathroom. On the lower level, a generous family room with a walkout to the patio offers additional living and entertaining space, while the expansive primary bedroom provides a peaceful private retreat. A beautifully appointed 3-piece bathroom, complete with an oversized spa-inspired shower, adds a touch of everyday indulgence. Ample storage and convenient access to the attached double garage complete this thoughtfully designed home. Beautifully situated beside conservation lands with scenic walking paths, this exceptional property offers a wonderful sense of privacy, space, and connection to nature-all within the heart of Cobourg.

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Property Summary

This detached home located at 329 White Street, Cobourg is currently for sale and has been available for 9 days. This property is listed at $1,325,000 with an estimated mortgage of $4,410* per month. It has 4 beds, 2 bathrooms, and is 2000-2500 square feet. 329 White Street, Cobourg is in the Cobourg neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Cobourg, Cobourg.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$1,325,000
AddedOct 14, 2026 (9 days ago)
UpdatedOct 14, 2026 (9 days ago)
Last Checked24 minutes ago
Transaction TypeFor Sale
List Office NameBosley Real Estate Ltd.

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit
ConstructionBrick, Vinyl Siding
BasementNone
Lot Size191.27 Ă— 341.22 Feet
CountyNorthumberland
Annual Tax$6,860.99
Legal DescriptionPT BLK D PL CADDY (FORMERLY LT 19 CON 1 HAMILTON) COBOURG PT 1 39R3754; COBOURG

Parking & Garage

Parking Total16.0
Parking Space12
Garage Parking2.0
Garage TypeAttached

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Clear View
  • Greenbelt/Conservation
  • Library
  • Marina
  • Public Transit
  • School Bus Route

Interior Features

  • Auto Garage Door Remote
  • Bar Fridge
  • Built-In Oven
  • Carpet Free
  • Floor Drain
  • Primary Bedroom - Main Floor
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Cobourg Home Buyer Advisory & Market HubActive MLS® Listing in Cobourg, Ontario

Looking to Buy a Home in Cobourg?

If you are looking for a house in Cobourg or researching Cobourg real estate for sale, this 4-bedroom detached at 329 White Street, Cobourg, ON offers an exceptional opportunity to buy a home in Cobourg, Ontario. Whether you are a first-time Cobourg home buyer or comparing active Cobourg MLS® homes for sale, working with a dedicated Cobourg buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Cobourg Homes for Sale & MLS® Listings

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Dedicated Cobourg Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Cobourg realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Cobourg Buyer Budget & Costs

Estimated mortgage: $4,410*/month*. Estimated Ontario Land Transfer Tax: $22,975. First-time Cobourg home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Cobourg

Frequently Asked Questions about 329 White Street, Cobourg, ON

Q.What is the asking price for 329 White Street, Cobourg, ON ?

The current listing price for 329 White Street, Cobourg, ON in Cobourg, Cobourg is $1,325,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 329 White Street, Cobourg, ON ?

329 White Street, Cobourg, ON is a Detached (Sidesplit) featuring a None basement.

Q.What key property features does 329 White Street, Cobourg, ON offer?

Key property features include: Clear View, Greenbelt/Conservation, Library, Marina, Public Transit, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Bar Fridge, Built-In Oven, Carpet Free, Floor Drain, Primary Bedroom - Main Floor, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 16.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Central Air.

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Location

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329 White Street, Cobourg, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 329 White Street, Cobourg, ON K9A 1X2

Estimated Sales Range
$1,259,000 - $1,299,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$397,500 (30.0%)
* Minimum Canadian down payment required for this price is $265,000.
Amortization Period30 Years
Estimated Monthly Payment$4,410Based on a loan of $927,500 over 30 years.
Purchase Price$1,325,000
Loan Amount$927,500
Provincial Land Transfer Tax:$22,975
Total Estimated Closing Taxes:$22,975

About Purchasing a Home in Cobourg, ON

For a property listed at $1,325,000 in Cobourg, the legal minimum down payment is $265,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $22,975 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $22,975.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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