286 Morgan Street, Cobourg, ON

$649,000
MLS#:X13760818
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2 beds
3 baths
1100-1500 sqft
2.0 parking
Residential Freehold
Residential Freehold for sale - 2 Bed, 3 Bath Home at 286 Morgan Street Cobourg ON listed at $649,000 (MLS# X13760818) - Main View
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This property was sold on October 22, 2026. Listing is for reference only.
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Added:Sep 9, 2026(44 days ago)
Updated:Oct 22, 2026(1 day ago)
Last Checked:14 minutes ago

Property Highlights

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Welcome to this remarkable Bungalow semi-detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $649,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 30.31 x 101.71 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 1.0 garage spaces (2.0 total parking spaces) with a convenient attached configuration
  • Notable attributes: Air Exchanger, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

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Welcome to 286 Morgan Street - a beautifully updated bungalow designed for living well, living simply, and living fully. Nestled in a quiet residential neighbourhood just minutes from downtown Cobourg, the beach, schools, and the community centre, this home offers the perfect balance of connection and calm in Cobourg. With 1,184 sq ft of thoughtfully designed main floor living, this is the kind of space that makes everyday life easier. Large windows flood the fully bricked home with natural light, while the open concept layout creates effortless flow from kitchen to living to dining - ideal for quiet mornings with coffee or evenings spent gathered with friends. The kitchen is both stylish and functional, featuring quartz counters, upgraded cabinetry, and a premium gas range that invites you to slow down and enjoy cooking again. Luxury vinyl floors add warmth and durability, while the main floor fireplace creates a cozy focal point for relaxed nights in. The primary suite feels like a true retreat, complete with a generous walk-in closet and easy access to a well appointed bathroom. A second bedroom offers flexibility - guest room, office, or space for family - while main floor laundry with added storage keeps everything convenient and within reach. Downstairs, the finished lower level expands your lifestyle possibilities. A large open recreation space with its own fireplace offers room for movie nights, hobbies, visiting family, or a quiet escape. The additional two piece bath and large storage room ensure everything has its place. Step outside and enjoy a fully fenced backyard designed for low maintenance living. The landscaped setting, composite deck, and hot tub create a welcoming space for summer evenings, casual entertaining, or simply relaxing at the end of the day. It's a backyard that offers enjoyment without the burden of heavy upkeep - ideal for those prioritizing ease and lifestyle over yard work.

Upcoming Open Houses

1 Scheduled
Saturday, October 24, 20261:00 PM - 3:00 PMPublic
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Property Summary

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This detached home located at 286 Morgan Street, Cobourg is currently for sale and has been available for 44 days. This property is listed at $649,000 with an estimated mortgage of $2,160* per month. It has 2 beds, 3 bathrooms, and is 1100-1500 square feet. 286 Morgan Street, Cobourg is in the Cobourg neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.

Highly Recommended for Families
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

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Bedrooms
2
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

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StatusSold Conditional Escape
Sold price information is available to members only
AddedSep 9, 2026 (44 days ago)
UpdatedOct 22, 2026 (1 day ago)
Last Checked14 minutes ago
Transaction TypeFor Sale
List Office NameKeller Williams Energy Real Estate

Property Details

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Property Sub-TypeSemi-Detached
Architectural StyleBungalow
ConstructionBrick
BasementFull, Finished
Lot Size30.31 Ă— 101.71 Feet
CountyNorthumberland
Annual Tax$4,842
Rental ItemsHot Water Tank
Legal DescriptionPART LOT 38, PLAN 39M875, BEING PART 5, PLAN 39R-13893 TOWN OF COBOURG

Parking & Garage

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Parking Total2.0
Parking Space1
Garage Parking1.0
Garage TypeAttached

Heating & Cooling

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Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

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Property Features

  • Beach
  • Hospital
  • Lake/Pond
  • Park
  • Rec./Commun.Centre
  • School

Interior Features

  • Air Exchanger
  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Property History

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No historical data available for this property.

This could be the first listing for this address.

Cobourg Homeowner & Seller AdvisoryVerified Sold Comp

What is your house worth in Cobourg?

This property at 286 Morgan Street, Cobourg, ON has closed. If you own a home on this street or nearby in Cobourg, recent market trends and verified sold prices directly determine your home equity.

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Frequently Asked Questions about 286 Morgan Street, Cobourg, ON

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Q.What is the asking price for 286 Morgan Street, Cobourg, ON ?

The current listing price for 286 Morgan Street, Cobourg, ON in Cobourg, Cobourg is $649,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 286 Morgan Street, Cobourg, ON ?

286 Morgan Street, Cobourg, ON is a Semi-Detached (Bungalow) featuring a Full, Finished basement.

Q.What key property features does 286 Morgan Street, Cobourg, ON offer?

Key property features include: Beach, Hospital, Lake/Pond, Park, Rec./Commun.Centre, School.

Q.What interior features are included in this home?

Interior highlights include: Air Exchanger, Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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286 Morgan Street, Cobourg, ON
Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Pricing & Value Insights

Data-driven valuation for 286 Morgan Street, Cobourg, ON K9A 0L4

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Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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