28 University Avenue, Cobourg, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and aluminum siding construction, this residence presents an exceptional opportunity offered at $919,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 3 Bathrooms
- Generous living space spanning 2500-3000 sqft on a premium 66 x 165 ft lot
- Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- Ample parking with 1.0 garage spaces (4.0 total parking spaces) with a convenient detached configuration
- Notable attributes: Central Vacuum, Water Heater Owned, Workbench
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Step inside this inviting, well maintained century home and discover a thoughtful blend of original charm and contemporary comfort. Soaring ceilings, original wide-plank wood flooring and large windows create a warm, light-filled atmosphere, creating a warm and welcoming home. With three spacious bedrooms and three full bathrooms, there's room to live comfortably without compromising on space. The updated eat-in kitchen is both beautiful and practical; featuring stainless steel appliances, granite countertops and a generous island that naturally becomes the gathering place. The family room and adjoining office/den offer a cozy retreat for movie nights, quiet afternoons or working from home. Step through the patio doors and discover a new expansive deck overlooking the nicely landscaped private backyard, mature trees, providing a peaceful outdoor setting, perfect for morning coffee, summer entertaining or simply enjoying the outdoors. A custom main floor laundry (2026) adds everyday convenience, while motorized blinds (2021), on the larger windows provide an added touch of modern ease. The detached 1.5 car garage features interior/exterior lighting, a workbench and additional 60-amp panel, ideal for hobbies or a workshop. The circular driveway plus long driveway offers ample parking. Easy access to the 401 and VIA Rail makes commuting and weekend getaways simple. Beyond your front door, enjoy the best of Cobourg living. Walk to historic downtown for local shops, tasty restaurants, the beach and scenic boardwalk, or take advantage of convenient access to the 401 and VIA Rail for commuting and weekend adventures. A wonderful opportunity to enjoy the character of a century home with the comforts of today, in a location that lets you truly experience the Cobourg lifestyle. Extras: New appliances (2020-2025); Furnace (2021), regularly serviced; New Anderson windows upstairs and rec room (2021), Hot Water Tank is owned, and many more.
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Property Summary
This detached home located at 28 University Avenue, Cobourg is currently for sale and has been available for 16 days. This property is listed at $919,000 with an estimated mortgage of $3,059* per month. It has 3 beds, 3 bathrooms, and is 2500-3000 square feet. 28 University Avenue, Cobourg is in the Cobourg neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.
- •3 spacious bedroom layout offering versatile living space
- •3 well-appointed bathrooms
- •2500-3000 sqft of generous functional square footage
Families, couples, or downsizers looking for a well-proportioned home in Cobourg.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Beach
- Library
- Place Of Worship
- Public Transit
- Rec./Commun.Centre
- Fenced Yard
Interior Features
- Central Vacuum
- Water Heater Owned
- Workbench
Security Features
None listed
Community Features
None listed
Property History
No historical data available for this property.
This could be the first listing for this address.
Looking to Buy a Home in Cobourg?
If you are looking for a house in Cobourg or researching Cobourg real estate for sale, this 3-bedroom detached at 28 University Avenue, Cobourg, ON offers an exceptional opportunity to buy a home in Cobourg, Ontario. Whether you are a first-time Cobourg home buyer or comparing active Cobourg MLS® homes for sale, working with a dedicated Cobourg buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
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Cobourg Buyer Budget & Costs
Estimated mortgage: $3,059*/month*. Estimated Ontario Land Transfer Tax: $14,855. First-time Cobourg home buyers may qualify for up to $8,475 in rebates.
Frequently Asked Questions: Buying a Home in Cobourg
Frequently Asked Questions about 28 University Avenue, Cobourg, ON
Q.What is the asking price for 28 University Avenue, Cobourg, ON ?
The current listing price for 28 University Avenue, Cobourg, ON in Cobourg, Cobourg is $919,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 3 bedrooms and 3 bathrooms across approximately 2500-3000 sqft.
Q.What property type and architectural style is 28 University Avenue, Cobourg, ON ?
28 University Avenue, Cobourg, ON is a Detached (2-Storey) featuring a Unfinished basement.
Q.What key property features does 28 University Avenue, Cobourg, ON offer?
Key property features include: Beach, Library, Place Of Worship, Public Transit, Rec./Commun.Centre, Fenced Yard.
Q.What interior features are included in this home?
Interior highlights include: Central Vacuum, Water Heater Owned, Workbench.
Q.Is parking available at this property?
Yes, this property offers parking space for 4.0 vehicles (Detached).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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Open in Google MapsNeighborhood Safety & Crime Analytics
Cobourg, Cobourg
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Pricing & Value Insights
Data-driven valuation for 28 University Avenue W, Cobourg, ON K9A 2G5
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Cobourg, ON
For a property listed at $919,000 in Cobourg, the legal minimum down payment is $66,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,855 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,855.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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