229 Water Street, Cobourg, ON

$425,000
MLS#:X14012246
Thinking of selling in Cobourg?Your House Sold Guaranteed* →
2 beds
1 baths
700-1100 sqft
5.0 parking
Residential Freehold
Sold property - 2 Bed, 1 Bath Home at 229 Water Street Cobourg ON listed at $425,000 (MLS# X14012246) - Main View
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Sold
This property was sold on October 23, 2026. Listing is for reference only.
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Added:Oct 13, 2026(10 days ago)
Updated:Oct 23, 2026(today)
Last Checked:13 minutes ago

Property Highlights

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Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $425,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 59 x 165 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 0.0 garage spaces (5.0 total parking spaces)
  • Notable attributes: Central Vacuum, Primary Bedroom - Main Floor
  • equipped with wall unit(s) central cooling and highly efficient baseboard heating via electric

Description

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Steps from Cobourg Beach | Generous Lot | Opportunity on Water Street Location, lot and potential come together in this brick bungalow just a short stroll from Cobourg Beach and close to downtown.Set on a generously sized lot with a large paved private driveway, the property offers plenty of outdoor space for gardening, entertaining or creating your own outdoor oasis. Featuring 2 bedrooms, this property is a fantastic opportunity for buyers looking to renovate and create a home tailored to their own taste and vision. The home is livable and a move-in fixer-upper, offering plenty of scope for improvement and value-add potential. Whether you're looking for an affordable entry into a sought-after neighbourhood, a renovation project, or simply a home in a terrific location with a great-sized lot, this Water Street property offers plenty of potential.Just steps to the beach, close to downtown Cobourg, and surrounded by the charm of one of Ontario's most desirable lakeside communities - bring your ideas and make this one your own!

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Property Summary

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This detached home located at 229 Water Street, Cobourg is currently for sale and has been available for 10 days. This property is listed at $425,000 with an estimated mortgage of $1,415* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 229 Water Street, Cobourg is in the Cobourg neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Cobourg, Cobourg.

Great for Small Household / Couples
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

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Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

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StatusSold
Sold DateOctober 23, 2026
Sold price information is available to members only
AddedOct 13, 2026 (10 days ago)
UpdatedOct 23, 2026 (today)
Last Checked13 minutes ago
Transaction TypeFor Sale
List Office NameRoyal Service Real Estate Inc.

Property Details

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Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFull, Partially Finished
Lot Size59 Ă— 165 Feet
CountyNorthumberland
Annual Tax$4,769.68
Rental ItemsHot Water Tank
Legal DescriptionPT LT 14 TIER 5 PL CADDY (FORMERLY LT 15 CON B HAMILTON) COBOURG; PT LT 15 TIER 5 PL CADDY (FORMERLY LT 15 CON B HAMILTON) COBOURG AS IN NC306539; COBOURG

Parking & Garage

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Parking Total5.0
Parking Space5
Garage Parking0.0
Garage TypeNone

Heating & Cooling

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Heat SourceElectric
Heat TypeBaseboard
CoolingWall Unit(s)

Features

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Property Features

None listed

Interior Features

  • Central Vacuum
  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Property History

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No historical data available for this property.

This could be the first listing for this address.

Cobourg Homeowner & Seller AdvisoryVerified Sold Comp

What is your house worth in Cobourg?

This property at 229 Water Street, Cobourg, ON has closed. If you own a home on this street or nearby in Cobourg, recent market trends and verified sold prices directly determine your home equity.

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Frequently Asked Questions about 229 Water Street, Cobourg, ON

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Q.What is the asking price for 229 Water Street, Cobourg, ON ?

The current listing price for 229 Water Street, Cobourg, ON in Cobourg, Cobourg is $425,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 229 Water Street, Cobourg, ON ?

229 Water Street, Cobourg, ON is a Detached (Bungalow) featuring a Full, Partially Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Central Vacuum, Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Wall Unit(s).

Location

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229 Water Street, Cobourg, ON
Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Pricing & Value Insights

Data-driven valuation for 229 Water Street, Cobourg, ON K9A 1R3

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Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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