108 James Street, Cobourg, ON
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick front construction, this residence presents an exceptional opportunity offered at $738,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 40.45 x 128.13 ft lot
- Features a finished, separate entrance, walk-out, walk-up, development potential basement, adding superb versatility for recreation, a home gym, or extra storage
- Ample parking with 1.0 garage spaces (4.0 total parking spaces) with a convenient attached configuration
- Notable attributes: In-Law Suite, Primary Bedroom - Main Floor, Storage
- Efficient water heating via gas
Description
Sunny, Mid-Century Modern Well-Updated, All-Brick Bungalow. LOCATION, UPDATES, & POTENTIAL for a SECONDARY APT UNIT in LL. MANY large new windows & lovely natural sunlight streams into this home from all around. The Private, fenced backyard is framed by mature trees & established perennial gardens. Substantial interlock patios wrap the front, side & back of home for pleasant outdoor living. Cobourg's desired neighbourhood of Century & Vintage homes, old-growth trees & landscaped gardens. 5 Mins walk to the sparkling Lakefront, pretty Victoria Park, the Beach, Marina, Yacht Club, Boardwalk, Esplanade &Downtown Restaurants/Shops. 3+1BR 2Baths. 1 Level living w/ 1425 sq ft on the MN FL + a fully finished LL providing lots of living space for Family, Guest or a Separate Unit for Income! (LL has a R/In Kitchen,1 BR, Living Room, 3pce bath, Laundry room, Inter-wired Smoke Detectors, Fire-break Drywall already completed as a head start. Buyer to get final permits/approval w/ Town). An alluring home in a lovely setting. Rooms are back! FR DRs separate Living & Dining Rooms. A separate, bright Kitchen with natural stone quartzite counters, marble flooring, custom-built wood cabinetry. Original oak strip floors dramatically stained black on MN FL. A useful Laundry closet installed for ease on MN FL by ample-sized Kitchen w/ Lots of floor-to-ceiling cabinetry. Glass-Tiled Baths w/ Slate/Marble flr. A modern, clean LL space. Pot lights & newer luxury vinyl lam flring. Private Yard enjoys easy care perrenial gardens, Cherry trees, Hydrangeas, Wisteria, Roses, Honeysuckle, Clematis, Mint, Lily of the Valley fragrances. A Limewash stain treatment just completed over entire brick exterior adds curb appeal & a preserving, "brick-healthy" alternative to paint. Both Decks/Stairs just stained. Inside-Entry Single-Car Inset Garage. + 3-Outdoor surface parking spaces. **LL ROUGHED-IN KITCHEN is VIRTUALLY STAGED TO SHOW CABINETS, SINK, APPLS.** Zoned R3.
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Property Summary
This detached home located at 108 James Street, Cobourg is currently for sale and has been available for 21 days. This property is listed at $738,900 with an estimated mortgage of $2,460* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 108 James Street, Cobourg is in the Cobourg neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.
- •4 spacious bedroom layout offering versatile living space
- •2 well-appointed bathrooms
- •1100-1500 sqft of generous functional square footage
Growing families needing multi-bedroom flexibility and space in Cobourg, Cobourg.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
None listed
Interior Features
- In-Law Suite
- Primary Bedroom - Main Floor
- Storage
- Upgraded Insulation
- Water Heater Owned
- Carpet Free
Security Features
- Carbon Monoxide Detectors
- Smoke Detector
Community Features
None listed
Property History
No historical data available for this property.
This could be the first listing for this address.
Looking to Buy a Home in Cobourg?
If you are looking for a house in Cobourg or researching Cobourg real estate for sale, this 4-bedroom detached at 108 James Street, Cobourg, ON offers an exceptional opportunity to buy a home in Cobourg, Ontario. Whether you are a first-time Cobourg home buyer or comparing active Cobourg MLS® homes for sale, working with a dedicated Cobourg buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
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Cobourg Buyer Budget & Costs
Estimated mortgage: $2,460*/month*. Estimated Ontario Land Transfer Tax: $11,253. First-time Cobourg home buyers may qualify for up to $8,475 in rebates.
Frequently Asked Questions: Buying a Home in Cobourg
Frequently Asked Questions about 108 James Street, Cobourg, ON
Q.What is the asking price for 108 James Street, Cobourg, ON ?
The current listing price for 108 James Street, Cobourg, ON in Cobourg, Cobourg is $738,900.
Q.How many bedrooms and bathrooms does this property have?
This property features 4 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.
Q.What property type and architectural style is 108 James Street, Cobourg, ON ?
108 James Street, Cobourg, ON is a Detached (Bungalow) featuring a Finished, Separate Entrance, Walk-Out, Walk-Up, Development Potential basement.
Q.What interior features are included in this home?
Interior highlights include: In-Law Suite, Primary Bedroom - Main Floor, Storage, Upgraded Insulation, Water Heater Owned, Carpet Free.
Q.What security features are installed at 108 James Street, Cobourg, ON ?
Security features include: Carbon Monoxide Detectors, Smoke Detector.
Q.Is parking available at this property?
Yes, this property offers parking space for 4.0 vehicles (Attached).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via None.
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Location
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Open in Google MapsNeighborhood Safety & Crime Analytics
Cobourg, Cobourg
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Pricing & Value Insights
Data-driven valuation for 108 James Street E, Cobourg, ON K9A 1H3
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Cobourg, ON
For a property listed at $738,900 in Cobourg, the legal minimum down payment is $48,890 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,253 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,253.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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