344 Queen Street, Cambridge, ON

$895,000
MLS#:X13764440
3 beds
2 baths
1500-2000 sqft
8.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 2 Bath Home at 344 Queen Street Cambridge ON listed at $895,000 (MLS# X13764440) - Main View
For Sale
Added:Sep 10, 2026(today)
Updated:Sep 10, 2026(today)
Last Checked:23 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $895,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 82.19 x 207 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Softener, Storage, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Maximized Versatility & Minimized Risk is the ultimate real estate advantage, and this 0.35 ACRES property offers unprecedented flexibility - whether buyers are seeking a Family Home, an Income Investment, or a Multi-Residential Development. Discover a blend of space and style in this charming 3+ Bedroom home, located property in one of Cambridge most connected node by the Hwy 401. With many Updates completed over the years, the nearly 2,000 Sq Ft finished Living space would confidently be able to make some buyers home ownership dreams come true. Versatile bright main floor with well appointed rooms showcasing a Full-size Eat-in Kitchen, Living room, 2 Offices which can be easily converted into actual Bedrooms making it a 5 Bedroom home, an additional Family room and a Spacious Bathroom designed for scalable growth and adaptability. 2nd level features 3 Bedrooms and a full Bath allowing further customization. RESIDENTIAL LIVING: Settle into a comfortable HOME featuring a functional layout & Huge Lot - ideal for long-term land-value appreciation. TURN-KEY INVESTMENT: High-exposure location well-suited for professional Offices or residential Rentals. DEVELOPMENT: A standout lot for Builders & Developers looking to construct Multi-unit Residential or higher-density housing in a high-demand, growing area. A proposed Apartment Building development of 10 stacked townhomes has received positive support from the City representatives for rezoning to permit increased density. Developers can explore additional development capacity through innovative design solutions and customized planning proposals. Buyers to satisfy themselves regarding all zoning, permitted uses, and required City permits or approvals with the City of Cambridge for any intended future use. Don't forget ... the Approved Plan for HESPELER ROAD CORRIDOR, an Innovative project designed to transform this Suburban Identity (Redevelop, Modernize, Extend the LRT to Hespeler, create New Opportunities, and more)

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Property Summary

This detached home located at 344 Queen Street, Cambridge is currently for sale and has been available on SousaSells for 0 days. This property is listed at $895,000 with an estimated mortgage of $2,979* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 344 Queen Street, Cambridge

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cambridge.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Cambridge.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$895,000
AddedSep 10, 2026 (today)
UpdatedSep 10, 2026 (today)
Last Checked23 minutes ago
Transaction TypeFor Sale
List Office NamePEAK REALTY LTD.

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick
BasementFull, Unfinished
Lot Size82.19 × 207 Feet
CountyWaterloo
Annual Tax$4,657.52
Rental ItemsHot Water Heater
Legal DescriptionPT LT 33 PL 832 CAMBRIDGE AS IN 1116275; CAMBRIDGE

Parking & Garage

Parking Total8.0
Parking Space7
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Greenbelt/Conservation
  • Lake/Pond
  • Public Transit
  • Rec./Commun.Centre
  • School

Interior Features

  • Water Softener
  • Storage
  • In-Law Capability

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Cambridge Home Buyer Advisory & Market HubActive MLS® Listing in Cambridge, Ontario

Looking to Buy a Home in Cambridge?

If you are looking for a house in Cambridge or researching Cambridge real estate for sale, this 3-bedroom detached at 344 Queen Street, Cambridge, ON offers an exceptional opportunity to buy a home in Cambridge, Ontario. Whether you are a first-time Cambridge home buyer or comparing active Cambridge MLS® homes for sale, working with a dedicated Cambridge buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Cambridge Homes for Sale & MLS® Listings

Browse all verified Cambridge real estate listings, compare active Cambridge houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated Cambridge Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Cambridge realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Cambridge Buyer Budget & Costs

Estimated mortgage: $2,979*/month*. Estimated Ontario Land Transfer Tax: $14,375. First-time Cambridge home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Cambridge

Frequently Asked Questions about 344 Queen Street, Cambridge, ON

Q.What is the asking price for 344 Queen Street, Cambridge, ON ?

The current listing price for 344 Queen Street, Cambridge, ON in Cambridge is $895,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 344 Queen Street, Cambridge, ON ?

344 Queen Street, Cambridge, ON is a Detached (1 1/2 Storey) featuring a Full, Unfinished basement.

Q.What key property features does 344 Queen Street, Cambridge, ON offer?

Key property features include: Fenced Yard, Greenbelt/Conservation, Lake/Pond, Public Transit, Rec./Commun.Centre, School.

Q.What interior features are included in this home?

Interior highlights include: Water Softener, Storage, In-Law Capability.

Q.Is parking available at this property?

Yes, this property offers parking space for 8.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Virtual Tour & 3D Walkthrough

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Location

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344 Queen Street, Cambridge, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cambridge, Cambridge

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Pricing & Value Insights

Data-driven valuation for 344 Queen Street W, Cambridge, ON N3C 1G8

Estimated Sales Range
$850,000 - $877,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cambridge.

Configure Loan Settings

Interest Rate4.00%
Down Payment$268,500 (30.0%)
* Minimum Canadian down payment required for this price is $64,500.
Amortization Period30 Years
Estimated Monthly Payment$2,979Based on a loan of $626,500 over 30 years.
Purchase Price$895,000
Loan Amount$626,500
Provincial Land Transfer Tax:$14,375
Total Estimated Closing Taxes:$14,375

About Purchasing a Home in Cambridge, ON

For a property listed at $895,000 in Cambridge, the legal minimum down payment is $64,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,375 for this transaction. As this listing is in Cambridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,375.

Cambridge Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$1,232,213

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Best Schools in Cambridge

Elementary Schools

Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
Blue Heron
Public749 Grand Valley Drive, Preston, Cambridge, Ontario, N3H 2S3
5.3

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Cambridge Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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